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$1,285,000

10 Summit Ridge, Star Harbor, TX, 75148

$1,342,369 ARVInfo
Off MarketInfo
Beds5 Beds
Baths4 Bath
Baths3,950 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$325.32 / sqft
Year BuiltBuilt in 1975

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 4Bathrooms Full 4
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Oven, Gas Cooktop, Microwave, Electric Water Heater, Gas Water Heater
FlooringCeramic Tile

Exterior

Exterior FeaturesFire Pit, Rain Gutters

Building Information

Year Built1975
Roof Type105
Garage Spaces3

Land Information

APN4200-0015-0540-62
Lot Number54
SubdivisionStar Harbor (787)
Land UseResidential
Legal DescriptionLT 54 AB 697 M M SANCHEZ SUR, STAR HARBOR SEC 4, BLK 15, LT 54
Census Tract950902
Assessed Land Value$157,500
Assessed Improvement Value$834,500
Assessment Year2025

About this property

SWEET LOCATION on protected cove in sought after Star Harbor! Classic beauty, modern touches. This split level lake home was remodeled in 2018. Plenty of room for everyone to stay, sleeps 16; expansive living areas, split bedroom arrangement & extra bunk room. Kitchen boasts gas range & gorgeous counters. Waterproof LVP flooring throughout. 2nd living is downstairs with pool table, wet bar & full bath. Good parking & 4 car garage. Oversized, covered back porch with bar set up. Fenced back yard & detached pergola, lovely shade trees, nice boat dock with PWC lift. Roof replaced 2018. Furnished! Awesome memories to be made here! Community offers a golf course. Easy drive from DFW! Currently used as VRBO rental.

Investor Tools

Property Icon
$1,210,000
Estimated Property Value
$0Estimated Mortgage Balance
$495,871Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$1,342,369
Rent-to-Value Ratio: 0.72%
Rent Estimate
$7,710 /month
Positive
Cash Flow Estimate:
$2,570 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,833/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$15,941
$992,000
2025
$157,500
$834,500
$992,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$15,941
$992,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Ally Bank
Conventional
$785,000
No
First
Aug 23, 2021
Sep 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$714,129
$495,871
40%
59%
$4,707/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Star Harbor

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10 Summit Ridge | Property Details | No Agent List