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B+
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$429,570

100 Spring Oak St, Lacy Lakeview, TX, 76705

Off MarketInfo
Beds3 Beds
Baths4 Bath
Baths2,326 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$182.67 / sqft
Year BuiltBuilt in 1997

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesRefrigerator, Built-In Refrigerator, Dishwasher, Disposal, Electric Cooktop, Electric Oven

Exterior

Private PoolPrivate Pool
Lot Size1.47 acres

Building Information

Year Built1997
Stories1
Roof Type105
Garage Spaces2

Land Information

APN200395000001096
Lot Number8
SubdivisionSpring Lake
Land UseResidential
Legal DescriptionSPRING LAKE BLOCK B LOT 8 & EATON A P (A-324) 0.447 AC, TOTAL 1.467 AC & EATON A P (A-324) 0.447 AC, TOTAL 1.467 AC
Census Tract003200
Assessed Land Value$70,930
Assessed Improvement Value$358,640
Assessment Year2025

About this property

Nestled in the prestigious Spring Lakes subdivision, this stunning 3-bedroom, 4-bathroom home offers an exceptional blend of luxury and comfort on over an acre of beautifully maintained property. This remarkable 2,326 square foot residence sits on two lots, providing unparalleled space and privacy in a secluded neighborhood off Highway 77.Step inside to discover a spacious open-concept living, kitchen, and dining area showcasing gorgeous oversized windows that frame views of the expansive back porch and sparkling pool The thoughtful split-bedroom design ensures privacy, with two bedrooms sharing a convenient jack-and-jill bathroom on one side, while the luxurious primary suite occupies the opposite wing.The master retreat features a private entry to the back porch, generous closets, and a spa-like bathroom complete with both shower and soaking tub An additional office space provides flexibility for work-from-home needs or can serve as a fourth bedroom The outdoor living space is an entertainer's paradise, featuring a large backyard perfect for hosting gatherings and a refreshing pool ideal for those warm Texas summer days. This is more than just a home – it's a private resort-style retreat offering the perfect combination of luxury, space, and natural beauty. Don't miss this amazing opportunity to own a piece of paradise in one of Waco's most desirable locations

Investor Tools

Property Icon
$429,570
Estimated Property Value
$379,925Estimated Mortgage Balance
$51,292Estimated Equity
12% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,577 /month
Positive
Cash Flow Estimate:
$859 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$989/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$9,721
$429,570
2025
$70,930
$358,640
$429,570
No

Tax History

Year
Tax Paid
Assessed Value
2024
$9,721
$429,570

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Rocket Mortgage Llc
Conventional
$379,925
No
First
Feb 27, 2026
Mar 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$378,278
$51,292
11%
88%
$2,278/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,354/mo
$2,278/mo
$-924/mo
3.8%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lacy Lakeview

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100 Spring Oak St | Property Details | No Agent List