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$1,000,216

NAL Estimated Property Value

1010 Monticello Dr, Prosper, TX, 75078

Off MarketInfo
Beds5 Beds
Baths5 Bath
Baths4,575 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$205.03 / sqft
Year BuiltBuilt in 2005

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 4.5Bathrooms Full 4.5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Vented Exhaust Fan
FlooringCarpet, Ceramic Tile, Hardwood

Exterior

Private PoolPrivate Pool

Building Information

Year Built2005
Stories2
Garage Spaces3

Land Information

APNR-8600-004-0200-1
Lot Number20
SubdivisionLakes Of La Cima Phase Two (Cpr)
Land UseResidential
Legal DescriptionLAKES OF LA CIMA PHASE TWO (CPR), BLK 4, LOT 20
Census Tract030303
Assessed Land Value$300,000
Assessed Improvement Value$700,216
Assessment Year2025

About this property

Come fall in love with this large north facing one owner pool home in Lakes of La Cima. Quality construction abounds from the rotunda entry with soaring ceilings, heavy crown molding, curved staircase, and custom artwork niches to the large diving pool in the backyard all on an oversized third of an acre lot. The home includes 2 bedrooms downstairs plus an office with a closet, optional 6th bedroom, two staircases, large kitchen with new appliances, double ovens, and extra large island for your large family gatherings, all open to oversized family room with 22 ft ceilings, custom cabinets and gorgeous woodwork with hidden storage. The upstairs includes 3 bedrooms, a dedicated media room and separate game room with window seat and storage galore. The home also includes hardwood floors, new carpet and newer HVAC's, roof, water heaters and pool equipment Lakes of La Cima is an outstanding community with 2 community pools, walking trails, fishing lake and parks with highly ranked schools.

Investor Tools

Property Icon
$1,000,216
Estimated Property Value
$497,228Estimated Mortgage Balance
$502,988Estimated Equity
50% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$6,001 /month
Positive
Cash Flow Estimate:
$2,000 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$2,004/month
$165/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$19,044
$1,000,216
2025
$300,000
$700,216
$1,000,216
No

Tax History

Year
Tax Paid
Assessed Value
2024
$19,044
$1,000,216

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Rocket Mortgage Llc
Conventional
$520,000
No
First
Dec 28, 2023
Jan 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$497,228
$502,988
50%
50%
$3,118/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Prosper

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1010 Monticello Dr | Property Details | No Agent List