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$599,000

10101 Saratoga Avenue, Lubbock, TX, 79424

On MarketInfo
Beds4 Beds
Baths3 Bath
Baths3,061 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$195.69 / sqft
Year BuiltBuilt in 2020

Property Lead Type:

High Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesBuilt-In Refrigerator, Dishwasher, Disposal, Gas Range, Microwave
FlooringCarpet, Tile, Vinyl

Exterior

Exterior FeaturesOutdoor Grill, Private Yard
Lot Size11,786 sqft

Building Information

Year Built2020
Roof Type105
Garage Spaces2

Land Information

APNR330367
Lot Number600
SubdivisionRidge The
Land UseResidential
Legal DescriptionRIDGE THE L 60
Census Tract010421
Assessed Land Value$77,788
Assessed Improvement Value$512,050
Assessment Year2025

About this property

Welcome to this exceptional custom-built home in the highly sought-after subdivision, The Ridge, where sophisticated style meets practical, family-focused living in one of Lubbock's most desirable neighborhoods. Spanning 3,061 square feet of bright, open-concept living space, the thoughtfully designed floor plan is flooded with natural light and filled with intentional details in every room, all beautifully set among mature trees and lush, established landscaping that delivers timeless curb appeal year-round. The gourmet kitchen serves as the true heart of the home, featuring elegant floor-to-ceiling cabinetry, a built-in Sonic ice machine, Advantium oven, an owned reverse osmosis system, and a whole-home water softener for effortless luxury and convenience. These spaces flow seamlessly into the living and dining areas, creating the perfect environment for relaxed everyday living or effortless entertaining. Retreat to the luxurious primary suite, a serene private oasis complete with a spacious walk-in shower, deep soaking tub, and peaceful ambiance. Flexible living continues with a dedicated home office, a fun playroom, and a versatile 258-square-foot flex space that can easily adapt as a gym, hobby room, or guest retreat--along with a practical mudroom and abundant storage throughout. Step outside to enjoy covered front and back patios plus a standout outdoor kitchen featuring a premium Blaze gas grill, making it ideal for year-round gatherings. Vaulted ceilings create an airy, expansive feel in the main living areas, while modern comforts include a foam-insulated attic, UV-purifying HVAC system for cleaner and more efficient air, an oversized garage, a brand-new roof, elegant wood shutters, and an automatic sprinkler system that keeps the mature landscaping looking pristine. This home stands out as the builder's personal favorite creation, reflecting unmatched craftsmanship and pride in every thoughtful detail. Nestled in a vibrant community with access to the neighborhood pool for refreshing swims and neighborly get-togethers, the property is located within top-rated school districts, including proximity to Frenship ISD excellence. Don't miss this rare opportunity to own a truly one-of-a-kind residence in one of Lubbock's premier neighborhoods--where timeless design, modern efficiency, and everyday functionality come together perfectly.

Investor Tools

Property Icon
$599,000
Estimated Property Value
$0Estimated Mortgage Balance
$348,727Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,594 /month
Positive
Cash Flow Estimate:
$1,198 /month

Interested in this property?

Amy Cox

ALL Real Estate, LLC

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,170/month
$500/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$11,046
$589,838
2025
$77,788
$512,050
$589,838
No

Tax History

Year
Tax Paid
Assessed Value
2024
$11,046
$589,838

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First Bank & Trust
Conventional
$280,000
No
First
Nov 24, 2020
Dec 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$250,273
$348,727
58%
42%
$1,679/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,690/mo
$2,179/mo
$-489/mo
3.4%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lubbock

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10101 Saratoga Avenue, Lubbock, TX 79424 | Property Details | No Agent List