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$358,000

NAL Estimated Property Value

10204 Saddle Creek Rd, Waco, TX, 76708

$405,332 ARVInfo
Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,101 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$152.26 / sqft
Year BuiltBuilt in 2020

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesElectric Water Heater, Disposal, Microwave, Refrigerator, Vented Exhaust Fan
FlooringCarpet, Tile, Vinyl

Exterior

Exterior FeaturesRain Gutters
Lot Size7,928 sqft

Building Information

Year Built2019
Stories1
Roof Type105
Garage Spaces2

Land Information

APN140383270001020
Lot Number2
SubdivisionSaddle Creek Ii Addn Ph 1
Land UseResidential
Legal DescriptionSADDLE CREEK II ADDN PH 1 LOT 2 BLOCK 1 ACRES .182
Census Tract004104
Assessed Land Value$53,040
Assessed Improvement Value$285,100
Assessment Year2025

About this property

Beautiful new construction built by Russ Davis Homes in the new Saddle Creek subdivision in the heart of China Spring. 10204 Saddle Creek has city of Waco utilities and is located in desirable Bosqueville ISD. This quality, stone home with farmhouse accents boasts an elegant foyer with 10' ceilings in the living area. The isolated master suite features raised ceilings and an opulent master bath with frameless glass master shower, luxury soaking tub, double vanity, and huge closet. Custom, wood cabinets with large island adorn the kitchen space while a large, walk-in pantry provides additional storage to provide extra functionality. The entry room off the garage features a functional mud bench with access to an oversized utility room with tons of cabinetry for storage. Two, large guest bedrooms share a highly sought-after jack-and-jill bathroom, while a nearby third guest bedroom enjoys a luxe full bath, accessible to the living space for guests or family. Foam insulation, a high efficiency HVAC, security system, sprinkler system, flowerbeds, a covered patio and 6' cedar privacy fence finish off this amazing home.

Investor Tools

Property Icon
$358,000
Estimated Property Value
$150,589Estimated Mortgage Balance
$207,411Estimated Equity
57% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$405,331
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,148 /month
Positive
Cash Flow Estimate:
$716 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$681/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,380
$338,140
2025
$53,040
$285,100
$338,140
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,380
$338,140

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Guaranteed Rate Affinity Llc
Fha
$169,500
Yes
First
Aug 13, 2020
Sep 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$150,589
$207,411
57%
42%
$1,017/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,370/mo
$1,017/mo
+$353/mo
4.6%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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10204 Saddle Creek Rd | Property Details | No Agent List