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$460,000

1028 W Day Street, Denison, TX, 75020

On MarketInfo
Just AddedInfo
Beds3 Beds
Baths2 Bath
Baths2,056 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$223.74 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

High Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave
FlooringLaminate, Tile

Exterior

Exterior FeaturesGas Grill, Rain Gutters, Lighting, Outdoor Kitchen, Outdoor Grill
Lot Size30,013 sqft

Building Information

Year Built2021
Garage Spaces2

Land Information

APND024 3574001
Lot Number1
SubdivisionIrwins Addition
Land UseResidential
Legal DescriptionIRWINS ADDITION, BLOCK 1, LOT 1, ACRES .689
Census Tract000700
Assessed Land Value$90,339
Assessed Improvement Value$349,878
Assessment Year2025

About this property

This stunning custom home in the heart of Denison, TX is just minutes from Waterloo Park, Historic Main Street, and less than an hour from McKinney. The open floor plan features a chef’s dream kitchen, and plumbed for gas with a large island perfect for gathering, flowing seamlessly to an outdoor kitchen and covered patio. The inviting drive-up appeal includes a side-entry garage, all set on .68 acres. With separated bedrooms and a luxurious primary suite with a walk-in closet big enough to be a playroom, dual vanities, a soaking tub, and a spa-like shower, relaxation is guaranteed. Check out the extra room located in the garage, used for home brewing in the past, but could be a great hobby room or workshop. All of this in one of North America’s most charming cities, with an award-winning Main Street and just minutes from Lake Texoma.

Investor Tools

$260,437Estimated Mortgage Balance
$179,780Estimated Equity
40% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,760 /month
Positive
Cash Flow Estimate:
$920 /month

Interested in this property?

Tommi Homuth

Tracy Realty

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$915/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$8,781
$440,217
2025
$90,339
$349,878
$440,217
No

Tax History

Year
Tax Paid
Assessed Value
2024
$8,781
$440,217

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First United Bank & Trust Co
Conventional
$281,000
No
First
Jul 20, 2022
Aug 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$260,437
$179,780
40%
59%
$1,685/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Denison

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1028 W Day Street | Property Details | No Agent List