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$415,000

NAL Estimated Property Value

10280 S Whitehall Road, Temple, TX, 76504

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,720 Sq Ft
SingleFamilyResidenceSingleFamilyResidence
price_per_sqft$243.6 / sqft
Year BuiltBuilt in 1977

Property Lead Type:

High EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
Indoor FireplaceIndoor Fireplace
Heating CentralHeating Central
CoolingCooling
AppliancesDryer, Dishwasher, Electric Cooktop, Electric Water Heater, Microwave, Oven, Refrigerator, Range Hood, Vented Exhaust Fan, Water Heater, Washer, Some Electric Appliances, Built In Oven, Cooktop
FlooringVinyl

Exterior

Private PoolPrivate Pool
Exterior FeaturesPorch, Storage
Lot Size2.26 acres

Building Information

Year Built1977
Stories1
Roof Type105
Garage Spaces2

Land Information

APN35366
SubdivisionS Fitzhenry
Land UseAgriculture / Farming
Legal DescriptionA0312BC S FITZHENRY, 6-2, ACRES 2.265 6-2,
Census Tract020204
Assessment Year2025

About this property

Fully Updated Home on 2.6+ Acres with Shop, Pool & Expansion Potential Zoned for Troy ISD Rare opportunity in Temple to own a move-in ready home with land, modern upgrades and room to grow. Welcome to your own slice of heaven just about a mile off Hwy 317 where peaceful country living meets modern comfort. This beautifully updated 3-bedroom, 2-bath home with an office sits on 2.645 acres, offering space, flexibility, and a lifestyle Central Texas buyers are searching for. With 1,720 sq ft, this home features extensive renovations while maintaining a warm country feel with natural woodwork that adds charm & character. You’ll love the new luxury vinyl plank flooring throughout, fully remodeled bathrooms, & stylish updates in every room. The kitchen features freshly painted custom cabinets, under-cabinet lighting, & expansive solid surface countertops, along with a cozy breakfast nook. It opens to a formal dining space within the open-concept layout ideal for entertaining & everyday living. Enjoy quiet mornings & scenic sunsets from the full-length covered front porch. Major upgrades include a metal roof (2018), energy-efficient 4-ton HVAC (2020), new water heater (2025), & new windows. Bedrooms feature smart lighting with customizable color options. The kitchen, laundry room, & workshop appliances convey, making this a true move-in-ready opportunity. The property is well-equipped for both work & recreation, featuring a 24x30 fully insulated workshop with 200-amp service & water, a 16x32 crystal clear above-ground pool with a large custom deck, seating, storage, & new pool pump (2025). An additional septic system offers potential for a second home or future expansion. The property also includes a 20-ft conex container and a 10x12 metal storage shed. There’s plenty of room to bring your animals too! This property is ideal for buyers seeking acreage, a workshop, or multi-use potential in the growing Temple/Belton area. Schedule your tour today!

Investor Tools

Property Icon
$415,000
Estimated Property Value
$203,385Estimated Mortgage Balance
$211,615Estimated Equity
50% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,514 /month
Positive
Cash Flow Estimate:
$838 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$496/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,882
$283,874
2025
N/A
N/A
$366,193
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,882
$283,874

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Texell Cu
Conventional
$78,550
No
First
Oct 27, 2020
Nov 2035

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$203,385
$211,615
50%
49%
$1,368/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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