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$323,000

NAL Estimated Property Value

103 Chaparral Dr, Graham, TX, 76450

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,896 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$242.56 / sqft
Year BuiltBuilt in 1980

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer
FlooringLaminate

Exterior

Exterior FeaturesFire Pit, Rain Gutters, Private Yard, Storage
Lot Size14,331 sqft

Building Information

Year Built1980
Garage Spaces2

Land Information

APN2216
Lot Number21
Land UseResidential
Legal DescriptionALTA VISTA - LOT 21
Census Tract950402
Assessed Land Value$16,450
Assessed Improvement Value$247,160
Assessment Year2025

About this property

Welcome to this beautifully updated home in the highly sought-after Spivey Hill neighborhood, where modern updates meet timeless charm. Thoughtfully refreshed throughout, this home offers both style and functionality in a peaceful, established setting. Step inside to a bright, open-concept layout featuring all-new flooring and fresh interior and exterior paint. The stunning, fully renovated kitchen showcases granite countertops, custom cabinetry, stainless steel appliances, and a spacious breakfast bar—perfect for everyday living and entertaining. The inviting living area is accented by a custom fireplace mantel and contemporary glass barn doors, adding both character and elegance. The enclosed sunroom, complete with central heat and air, provides a versatile space ideal for a home office, playroom, or relaxing retreat. Recent improvements include a new roof and gutters, energy-efficient foam insulation, and updated systems designed for comfort and long-term peace of mind. Bedrooms offer generous space and natural light, while refreshed bathrooms feature stylish, modern finishes. Outside, enjoy an oversized backyard with plenty of room to relax, entertain, or expand, all surrounded by mature trees that enhance privacy and curb appeal. This move-in-ready home combines quality updates, thoughtful design, and an unbeatable location—an exceptional opportunity in one of the area’s most desirable neighborhoods.

Investor Tools

Property Icon
$323,000
Estimated Property Value
$72,901Estimated Mortgage Balance
$250,099Estimated Equity
77% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,759 /month
Positive
Cash Flow Estimate:
$920 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$640/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,069
$263,610
2025
$16,450
$247,160
$263,610
No

Tax History

Year
Tax Paid
Assessed Value
2025
$6,069
$263,610

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Graham Savings & Loan Fa
Arm (Adjustable Rate Mortgage)
$126,500
No
First
Jun 19, 2006
Jul 2036

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$72,901
$250,099
77%
23%
$842/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Graham

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103 Chaparral Dr | Property Details | No Agent List