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$205,280

NAL Estimated Property Value

103 Oak Lane, Ladonia, TX, 75449

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,413 Sq Ft
price_per_sqft$141.19 / sqft
Year BuiltBuilt in 2004

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
FlooringCarpet, Vinyl

Exterior

Lot Size9,017 sqft

Building Information

Year Built2004
Garage Spaces2

Land Information

APN100935
Lot Number7
Land UseResidential
Legal DescriptionS9952 OAK TREE ESTATES, LOT 7, ACRES .207
Census Tract950500
Assessed Land Value$15,240
Assessed Improvement Value$190,040
Assessment Year2025

About this property

Well maintained brick home with abundant natural light. This home is 3 bedrooms, 2 large bathrooms, 2 car garage, wood burning fireplace and fenced backyard. This home offers updated laminate flooring in common areas and split bedroom floor plan for privacy. Laundry area is large enough for a full size refrigerator or freezer. New roof in 2023, new hot water heater installed 2024, new HVAC installed January 2024. This is a RARE find in Ladonia! Homes do not come up for sale like this one very often. Ladonia will have it's own lake very soon, Hwy 34 bridge is now open and Ralph Hall Lake is planned to be a 12 square mile lake currently under construction and scheduled to be completed in 2026. Don't miss this opportunity to live in the newest lake side community at an affordable price.

Investor Tools

Property Icon
$205,280
Estimated Property Value
$193,423Estimated Mortgage Balance
$11,857Estimated Equity
5% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,232 /month
Positive
Cash Flow Estimate:
$411 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$207/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,458
$205,280
2025
$15,240
$190,040
$205,280
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,458
$205,280

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Fha
$201,286
Yes
First
Feb 15, 2024
Mar 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$193,423
$11,857
5%
94%
$1,207/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Ladonia

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103 Oak Lane | Property Details | No Agent List