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$542,000

NAL Estimated Property Value

103 Saintsbury Cir, Waco, TX, 76712

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,723 Sq Ft
price_per_sqft$205.29 / sqft
Year BuiltBuilt in 2009

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDisposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
FlooringCarpet, Tile, Wood

Exterior

Lot Size12,454 sqft

Building Information

Year Built2009
Stories1
Roof Type105
Garage Spaces2

Land Information

APN363385050004140
Lot Number14
SubdivisionVillage At Kings Row
Land UseResidential
Legal DescriptionVILLAGE AT KINGS ROW LOT 14 BLOCK 4 ACRES .2859
Census Tract002900
Assessed Land Value$53,540
Assessed Improvement Value$460,410
Assessment Year2025

About this property

This beautiful home, located in a cul-de-sac within the desirable Villages at Twin Rivers, boasts impressive curb appeal with fresh landscaping and large trees. Inside, tall ceilings and an abundance of natural light create an inviting atmosphere in the open-concept design. The kitchen features granite countertops, a large island, ample cabinet space, and a cozy breakfast nook. It flows seamlessly into the living area, which features a wood-burning fireplace and a formal dining room. Off the kitchen area, there are two bedrooms connected by a Jack and Jill bathroom. On the opposite side of the house is the primary suite, featuring a spacious master bath with an oversized shower, two shower heads and a large closet. The fourth bedroom also has a designated full bathroom for added privacy. The large backyard, complete with a covered patio, is perfect for outdoor entertaining. This well-maintained home is situated in a community that offers a range of amenities, including a lake with walking paths, a playground, a swimming pool, tennis and pickleball courts, a fitness center, and a clubhouse for social events. Additionally, Bear Ridge Golf Course and Grille are located nearby. The home is part of the highly regarded Midway Independent School District, with South Bosque Elementary School nearby.

Investor Tools

Property Icon
$542,000
Estimated Property Value
$514,080Estimated Mortgage Balance
$27,920Estimated Equity
5% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,354 /month
Positive
Cash Flow Estimate:
$1,118 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$891/month
$85/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,987
$506,000
2025
$53,540
$460,410
$513,950
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,987
$506,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Plains Commerce Bank
Conventional
$522,500
No
First
Jun 23, 2025
Jul 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$514,080
$27,920
5%
95%
$3,133/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,520/mo
$3,218/mo
$-1,698/mo
3.4%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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