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B+
NoAgentList RatingHow are grades calculated? Info

$305,000

105 Banner Ave, Royse City, TX, 75189

Off MarketInfo
Beds5 Beds
Baths3 Bath
Baths2,087 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$146.14 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Tankless Water Heater
FlooringCarpet, Laminate, Tile

Exterior

Lot Size7,314 sqft

Building Information

Year Built2021
Stories1
Garage Spaces3

Land Information

APN5298-0010-0130-92
Lot Number13
SubdivisionValor Farms Ph 1
Land UseResidential
Legal DescriptionS5298 VALOR FARMS PH 1 BLK 1 LOT 13 ACRES .1679
Census Tract961401
Assessed Land Value$47,480
Assessed Improvement Value$260,170
Assessment Year2025

About this property

UNBELIEVABLE OPPORTUNITY!!! 5 bedrooms, 3 FULL bathrooms offered at just $310,000. There is so much space because this floor plan is designed so well. The office was converted to a bedroom and it even has a closet for a true bedroom, but it can be easily converted back to an office if needed. The primary bedroom is set in the back away from. the secondary bedrooms for ultimate privacy. The kitchen and living room is the heart of this home and with a large island and pantry you an be cooking and entertaining this holiday season! The community has easy access to I-30 for commuters as well as for shopping and local restaurants too. You can't find 5 bedrooms for this price so jump on this home today!

Investor Tools

Property Icon
$307,650
Estimated Property Value
$302,421Estimated Mortgage Balance
$13,298Estimated Equity
2% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,846 /month
Positive
Cash Flow Estimate:
$615 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$476/month
$480/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,169
$307,650
2025
$47,480
$260,170
$307,650
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,169
$307,650

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Legacy Mortgage
Fha
$302,421
Yes
First
Nov 15, 2024
Dec 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$294,352
$13,298
4%
96%
$1,814/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Royse City

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105 Banner Ave | Property Details | No Agent List