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$297,000

105 Cumberland Cir, Denison, TX, 75021

$339,425 ARVInfo
Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths1,841 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$162.36 / sqft
Year BuiltBuilt in 2014

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
AppliancesNone
FlooringCarpet, Vinyl

Exterior

Lot Size1.41 acres

Building Information

Year Built2014

Land Information

APN106A6657027
Lot Number29
SubdivisionCross Timber Estates
Land UseResidential
Legal DescriptionCROSS TIMBER ESTATES, LOT 29, ACRES 1.41
Census Tract000600
Assessed Land Value$84,963
Assessed Improvement Value$196,225
Assessment Year2025

About this property

Charming 4 Bedroom, 3 Bath Home on 1.4 Acres – Just Outside City Limits! This spacious home offers the perfect blend of comfort, space, and peaceful country living. Nestled on 1.4 acres just outside the city limits, this 4-bedroom, 3-bathroom with over 1,800+ sqft of living space provides the tranquility of rural life with the convenience of being just minutes from town. Neighborhood is surrounded by estate lots, and is close to local sport amenities. Inside, you’ll find an inviting open floor plan that’s ideal for entertaining or everyday living. The spacious layout includes a large living area, a well-appointed kitchen, and a dining space that flows together seamlessly. With ample storage throughout and a separate laundry room, this home is as practical as it is comfortable. Enjoy your morning coffee on the covered front porch, or take advantage of the expansive backyard—offering plenty of space to build a shop, add a garden, or create your dream outdoor space. Don’t miss this opportunity to own a well-maintained, home with room to grow—inside and out!

Investor Tools

Property Icon
$297,000
Estimated Property Value
$293,447Estimated Mortgage Balance
$5,252Estimated Equity
1% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$339,424
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,793 /month
Positive
Cash Flow Estimate:
$598 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$454/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,962
$281,188
2025
$84,963
$196,225
$281,188
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,962
$281,188

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Freedom Mortgage Corp
Fha
$293,447
Yes
First
Jan 2, 2026
Feb 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$291,748
$5,252
1%
98%
$1,760/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Denison

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105 Cumberland Cir | Property Details | No Agent List