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$359,000

NAL Estimated Property Value

105 N Vale Ave, Lubbock, TX, 79416

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,639 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$1 / sqft
Year BuiltBuilt in 2000

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling

Exterior

Lot Size7,700 sqft

Building Information

Year Built2000
Roof Type105
Garage Spaces2

Land Information

APNR150839
Lot Number3540
SubdivisionWhisperwood
Land UseResidential
Legal DescriptionWHISPERWOOD L 354
Census Tract000411
Assessed Land Value$19,635
Assessed Improvement Value$298,027
Assessment Year2025

About this property

This lovely 4 bedroom, 3 bath, 2639 sq ft home is a rare find. It is a physician owned, recently updated property in quiet Whisperwood, only 5 minutes from TTUHSC. Each bedroom features its own mini-split AC unit for individualized climate control. Master bedroom boasts a relaxing jet tub and large walk-in closet. Secondary suite enjoys a private bathroom. Large basement with plush carpet is ideal for a home theater, game room, or study room. Spacious two car garage includes extra space for storage. Backyard has an amazing privacy fence with a concrete footer. Wonderful community pool is available to renters free of charge. Less than one mile from United Market and Walgreens. Perfect home for students or medical residents living together.

Investor Tools

Property Icon
$359,000
Estimated Property Value
$243,590Estimated Mortgage Balance
$115,410Estimated Equity
32% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,154 /month
Positive
Cash Flow Estimate:
$718 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$630/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,768
$317,662
2025
$19,635
$298,027
$317,662
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,768
$317,662

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Texas Tech Fcu
Conventional
$274,740
No
First
Jul 30, 2020
Aug 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$243,590
$115,410
32%
68%
$1,648/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,920/mo
$1,648/mo
+$272/mo
6.4%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lubbock

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105 N Vale Ave | Property Details | No Agent List