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$216,000

NAL Estimated Property Value

105 Smith Street, Borger, TX, 79007

SoldInfo
7/27/26
Beds4 Beds
Baths2 Bath
Baths1,850 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$117.84 / sqft
Year BuiltBuilt in 1963

Property Lead Type:

BankruptcyPre-ForeclosureHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 1.5Bathrooms 1.5
AppliancesWasher/Dryer, Disposal, Range, Oven, Dishwasher

Exterior

Exterior FeaturesVinyl Siding, Brick
Lot Size8,398 sqft

Building Information

Garage Spaces1

Land Information

APN13331
Land UseResidential
Legal Description22 BLK 4 KEELER HTS
Census Tract950900
Assessed Land Value$4,200
Assessed Improvement Value$153,740
Assessment Year2025

About this property

Fresh updates, flexible space, and a location with future potential make this Borger home one to see! This spacious split-level offers abundant natural light, oversized bedrooms, a large living area, updated flooring, and a beautifully refreshed bathroom. The kitchen features granite countertops, updated appliances, and plenty of room to gather. You'll also love the oversized laundry room plus exceptional storage throughout, including the garage. Situated on a large corner lot with a generous backyard, this property is conveniently located near the elementary school, Chevron, Phillips 66, and within easy commuting distance to the upcoming data center developments. Move-in ready with room to grow!

Investor Tools

Property Icon
$216,000
Estimated Property Value
$192,388Estimated Mortgage Balance
$23,612Estimated Equity
10% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,308 /month
Positive
Cash Flow Estimate:
$436 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$245/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,856
$157,940
2025
$4,200
$153,740
$157,940
No

Tax History

Year
Tax Paid
Assessed Value
2025
$1,856
$157,940

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Village Capital & Investment Llc
Fha
$195,836
Yes
First
May 21, 2025
Jun 2045

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$192,388
$23,612
10%
89%
$1,175/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Borger

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105 Smith Street | Property Details | No Agent List