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$176,000

NAL Estimated Property Value

10535 Northlake Cir, Kemp, TX, 75143

$195,491 ARVInfo
Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,352 Sq Ft
price_per_sqft$129.44 / sqft
Year BuiltBuilt in 2016

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer
FlooringCarpet, Laminate

Exterior

Exterior FeaturesPrivate Yard
Lot Size13,334 sqft

Building Information

Year Built2016
Stories1
Roof Type105

Land Information

APN00.2685.0002.0009.00.04.00
Lot Number9
SubdivisionNorthlake Estates
Land UseResidential
Legal DescriptionNORTHLAKE ESTATES, BLOCK 2, LOT 9; & MOBILE HOME; MH LABEL# HWC0448204, TITLE: MH00656347 & MOBILE HOME
Census Tract051301
Assessed Land Value$50,000
Assessed Improvement Value$121,291
Assessment Year2025

About this property

Welcome to this sweet and inviting 3-bedroom, 2-bath home nestled in the desirable Northlake Estates on Cedar Creek Lake. This rare gem features an open-concept floor plan that maximizes space and comfort, with a spacious living area, a large kitchen island, and built-in shelving perfect for storage or décor. The primary suite offers a private retreat with a generous walk-in closet and an ensuite bathroom, creating a relaxing haven after a day by the water. Step outside onto the back deck, where you’ll enjoy tranquil lake views and a peaceful setting. Situated on a fully fenced, oversized lot, the property boasts a thoughtfully landscaped yard bursting with colorful flowers and lush plants, lovingly curated by the current owner. Northlake Estates is a quiet, tight-knit community offering exclusive lake access, a fishing pier, and shared greenspace for residents to enjoy. Homes here rarely come available, making this a truly unique opportunity to live in a serene lakeside setting. Don't miss your chance to own this adorable lake-area retreat — schedule your showing today!

Investor Tools

Property Icon
$176,000
Estimated Property Value
$175,122Estimated Mortgage Balance
$878Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$195,490
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,056 /month
Positive
Cash Flow Estimate:
$352 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$194/month
$160/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,451
$171,291
2025
$50,000
$121,291
$171,291
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,451
$171,291

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Summit Funding Inc
Fha
$177,721
Yes
First
Jul 28, 2025
Aug 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$175,122
$878
0%
100%
$1,066/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Kemp

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