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$189,500

106 Elm Street, Winona, TX, 75792

PendingInfo
Beds3 Beds
Baths2 Bath
Baths1,447 Sq Ft
Single Family ResidenceSingle Family Residence
Year BuiltBuilt in 2022

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesGas Range

Exterior

Lot Size12,589 sqft

Building Information

Year Built2022
Stories1
Roof Type105
Garage Spaces2

Land Information

APN1-60300-0001-00-002000
Lot Number2
SubdivisionKaywood
Land UseResidential
Legal DescriptionKAYWOOD BLOCK 1 LOT 2
Census Tract001502
Assessed Land Value$40,279
Assessed Improvement Value$180,848
Assessment Year2025

About this property

Built in 2022, this super cute 3-bedroom, 2-bath home with a 2-car garage offers modern style and comfortable living on a spacious .29-acre lot in desirable Winona ISD. Inside, you'll love the semi-open layout featuring granite countertops, stainless steel appliances, and contemporary finishes throughout. The fenced backyard provides plenty of room to relax, play, or entertain. Conveniently located just minutes from Tyler, this move-in ready home combines small-town charm with easy access to shopping, dining, and city amenities.

Investor Tools

$270,241Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,327 /month
Positive
Cash Flow Estimate:
$442 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$461/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,424
$221,127
2025
$40,279
$180,848
$221,127
No

Tax History

Year
Tax Paid
Assessed Value
2025
$4,424
$221,127

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Mortgage Research Center Llc
Va
$284,998
Yes
First
Aug 9, 2023
Sep 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$270,241
N/A
0%
122%
$1,709/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,580/mo
$1,709/mo
$-129/mo
8.6%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Winona

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106 Elm Street | Property Details | No Agent List