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$225,000

106 N Pearl St, Trenton, TX, 75490

Off MarketInfo
CommercialInfo
Baths0 Bath
Baths1,053 Sq Ft
BusinessBusiness
price_per_sqft$213.68 / sqft
Year BuiltBuilt in 1900

Highlights

Interior

Bathrooms 0Bathrooms 0
FlooringHardwood

Exterior

Lot Size15,420 sqft

Building Information

Year Built1900

Land Information

APN94511
Land UseCommercial
Legal DescriptionHOLMES ADDN, BLOCK 9, LOT PT OF 1 & ALL OF 2
Census Tract950702
Assessed Land Value$90,890
Assessed Improvement Value$43,730
Assessment Year2025

About this property

Huge Price Improvement! Busy traffic location in hustling downtown Trenton, this property is zoned commercial on a 0.35 Acre cleared lot. BIG kitchen, the building showcases soaring ceilings, wood floors, original charm and plenty of natural light. Room to rent multiple spaces, so many options for the next buyer. Invest now in fast growing Trenton Tx, booming Fannin County. Located off of Highway 121 at Hwy 69, less than a 30 minute commute to McKinney, Sherman, Greenville, 15 minute to Melissa and Bonham, home of the newly opened Bois d'Arc Lake and 1 hour north of Dallas and DFW Airport. This an amazing opportunity to purchase a location that is central and convenient to so many fast growing North Texas towns! Don't wait to schedule your private tour! Survey Available.

Investor Tools

Property Icon
$134,620
Estimated Property Value
$148,000Estimated Mortgage Balance
$0Estimated Equity
-10% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,350 /month
Positive
Cash Flow Estimate:
$450 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$322/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,197
$134,620
2025
$90,890
$43,730
$134,620
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,197
$134,620

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Cadence Bank Na
Commercial
$148,000
No
First
Jun 12, 2025
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$145,615
N/A
0%
108%
$888/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Trenton

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106 N Pearl St | Property Details | No Agent List