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$517,000

NAL Estimated Property Value

1060 County Road 4128, Cumby, TX, 75433

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,584 Sq Ft
price_per_sqft$270.86 / sqft
Year BuiltBuilt in 2019

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 2.5Bathrooms 2.5
AppliancesDishwasher, Disposal, Gas Range, Tankless Water Heater
FlooringConcrete

Exterior

Lot Size27.03 acres

Building Information

Year Built2019

Land Information

APNR000026712
SubdivisionCherry Smith R Survey A-
Land UseResidential
Legal DescriptionACRES: 27.031 TRACT: TR: 16-10 ABST: ABS: 145 SUR: CHERRY SMITH R
Census Tract950200
Assessment Year2025

About this property

Nestled on over 27 acres in the quite countryside sits this stunning custom-built farmhouse. As you step inside, you're greeted by an expansive open layout with soaring ceilings adorned with beautiful wooden beams. The kitchen is a dream, featuring gas, white cabinetry with tasteful wooden accents, a large island, and under and over cabinet lighting. The spacious dining area is ideal for hosting family gatherings and entertaining friends. The master suite is a haven of natural light, offering an en suite bathroom with a freestanding tub, separate shower, double vanities, and a convenient linen closet. The living room's large windows offer views of the backyard, where you'll find porches that stretch across both the front and back of the house, perfect for enjoying your morning coffee or evening sunsets. Fenced for cattle, two large ponds and currently has an AG exemption for lower taxes, this property offers both beauty and practicality for those seeking a peaceful, rural lifestyle.

Investor Tools

Property Icon
$517,000
Estimated Property Value
$617,086Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,199 /month
Positive
Cash Flow Estimate:
$1,400 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$607/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,701
$409,700
2025
N/A
N/A
$630,470
No

Tax History

Year
Tax Paid
Assessed Value
2025
$4,701
$409,700

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Sfmc Lp
Conventional
$635,000
No
First
Oct 9, 2024
Nov 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$617,086
N/A
0%
119%
$3,808/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Cumby

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1060 County Road 4128 | Property Details | No Agent List