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$792,000

10630 River Ranch Road, Kemp, TX, 75143

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths1,800 Sq Ft
FarmFarm
price_per_sqft$236.11 / sqft
Year BuiltBuilt in 1981

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Half 2Bathrooms Half 2
AppliancesElectric Range, Plumbed For Ice Maker, Vented Exhaust Fan, Electric Water Heater
FlooringCarpet, Ceramic Tile

Exterior

Exterior FeaturesRain Gutters, Storage
Lot Size20.40 acres

Building Information

Year Built2022

Land Information

APN3955-0000-0210-85
SubdivisionRiver Ranch Subd (42)
Land UseAgriculture / Farming
Legal DescriptionTR 21 AB 386 J IRWIN SUR, RIVER RANCH TR 21
Census Tract950700
Assessed Land Value$192,780
Assessed Improvement Value$486,233
Assessment Year2025

About this property

Hello Preppers! Weekend Getaway or Permanent Hideaway! Property located in Fema Zones A & X; house & approximately 7 acres is in X; other approximate 13 acres in A; backs up to Trinity River. Well maintained 3-2 with wheechair ramp and overlooks a one acre pond that is 14' deep. Grounds are great for hunting & fishing & offers a 100 yd shooting range. Grounds have levee which prevents flooding and has been graded to drain properly away from house; many outbuildings, 10x14 insulated shed, 20x40 man cave; 12x15 storage; exterior restrooms; 500 gallon diesel tank, includes numerous pieces of farm equipment (list attached to disclosure); home offers some furnishings to stay. Offer deadline 12-22-21; 5PM.

Investor Tools

Property Icon
$792,000
Estimated Property Value
$0Estimated Mortgage Balance
$329,806Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,752 /month
Positive
Cash Flow Estimate:
$1,584 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$530/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,395
$656,516
2025
$192,780
$486,233
$679,013
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,395
$656,516

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First Community Cu
Conventional
$496,000
No
First
Sep 17, 2022
Oct 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$462,194
$329,806
41%
58%
$2,974/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Kemp

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10630 River Ranch Road | Property Details | No Agent List