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B+
NoAgentList RatingHow are grades calculated?Info

$313,000

NAL Estimated Property Value

107 Lou Street, Sulphur Springs, TX, 75482

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths2,434 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$110.52 / sqft
Year BuiltBuilt in 1972

Property Lead Type:

BankruptcyPre-ForeclosureOff-Market ListHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater
FlooringLaminate, Tile

Exterior

Exterior FeaturesStorage
Lot Size15,420 sqft

Building Information

Year Built1972

Land Information

APNR000007799
SubdivisionLake Highlands Sec
Land UseResidential
Legal DescriptionACRES: 0.354 LOT: 3 BLK: 222 4 ADDN: LAKE HIGHLANDS SEC 4 REVISED 110X140
Census Tract950500
Assessed Land Value$25,000
Assessed Improvement Value$224,380
Assessment Year2025

About this property

Don't miss this spacious home in the well established Lake Highlands neighborhood. The open concept kitchen is perfect for families who love to cook and spend time together. The paneled ceilings and farmhouse sink create a warm and inviting atmosphere, while the stainless appliances and updated tile backsplash make it functional and stylish. The en-suite primary bathroom is a luxurious oasis of relaxation where you can soak away the stress of the day. Access to high speed internet and a designated office space make for the perfect work from home atmosphere. Bonus features include a separate utility room, office space, and a flex room with a separate entrance that could be finished out and used as a 4th bedroom, game room, or home gym. HVAC replaced in 2023. This is a great opportunity to buy a home that has many modern updates but still needs some TLC. With a little work, you can create your dream home in this charming neighborhood.

Investor Tools

Property Icon
$313,000
Estimated Property Value
$246,786Estimated Mortgage Balance
$66,214Estimated Equity
21% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,878 /month
Positive
Cash Flow Estimate:
$626 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$214/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,009
$249,380
2025
$25,000
$224,380
$249,380
No

Tax History

Year
Tax Paid
Assessed Value
2025
$1,009
$249,380

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
City National Bank Of Sulphur Springs
Conventional
$247,500
No
First
Mar 17, 2026
Mar 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$246,786
$66,214
21%
79%
$1,484/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Sulphur Springs

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107 Lou Street | Property Details | No Agent List