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$680,000

NAL Estimated Property Value

107 River Ridge Dr, Gatesville, TX, 76528

Off MarketInfo
Beds4 Beds
Baths5 Bath
Baths3,672 Sq Ft
price_per_sqft$181.78 / sqft
Year BuiltBuilt in 2004

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDouble Oven, Dishwasher, Electric Water Heater, Gas Cooktop, Disposal, Cooktop, Microwave
FlooringCarpet, Ceramic Tile, Wood

Exterior

Private PoolPrivate Pool
Exterior FeaturesBalcony
Lot Size1.87 acres

Building Information

Year Built2004
Stories3
Roof Type105
Garage Spaces3

Land Information

APN1-04-38-3140
Lot Number3,8
SubdivisionRiver Place West Phs 2
Land UseResidential
Legal DescriptionRIVER PLACE WEST PHS 2, BLOCK 4, LOT 3, 0008 A AROCHA, ACRES 1.874 0008 A AROCHA
Census Tract010400
Assessed Land Value$65,390
Assessed Improvement Value$562,570
Assessment Year2025

About this property

Leon River access yet minutes from the golf course, this custom-built home offers unparalleled luxury and craftsmanship. Spanning 3,672 sq ft, it features 4 spacious bedrooms, three full and two half baths. The stunning river rock exterior invites you inside, where you’ll find an open-concept living, kitchen, and dining area highlighted by a cedar ceiling and rock fireplace with a ventless gas insert. Expansive custom windows frame breathtaking views of the screened porch and the sparkling in-ground pool. Chef's kitchen is complete with granite countertops, custom cabinetry, gas cooktop, raised dishwasher, and walk-in pantry. Breakfast bar connects the kitchen to the living area, perfect for entertaining. The formal dining room, boasting a unique tin ceiling, sits across from the office, which features built-in cabinetry and desk. Iolated primary suite is a private sanctuary, with direct access to the patio, a luxurious clawfoot tub, double vanities, spacious walk-in shower, and walk-in closet. One guest room also features a private bath, while two additional bedrooms each offer separate dressing areas and share a bath. A half bath is conveniently located for guests, with access to the screened porch. Upstairs, a game room awaits, complete with a wet bar and half bath, while the balcony provides a great view of the valley. Outside, the home truly shines as an oasis. The oversized screened porch, ideal for evening relaxation, is complemented by an outdoor kitchen and sink, leading to the spectacular pool area, complete with a waterfall and enclosed by iron fencing. Additional amenities include a storage shed, dog run, and direct access to the river bottom below the home. Meticulously maintained, this home features recent upgrades including a freshly painted interior and exterior, a new roof, two new HVAC units, a new gas stove, and a conversion to propane heating. With attention to every detail, this home is a rare gem—truly one of a kind!

Investor Tools

Property Icon
$680,000
Estimated Property Value
$592,856Estimated Mortgage Balance
$87,144Estimated Equity
12% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,080 /month
Positive
Cash Flow Estimate:
$1,360 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,170/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$10,636
$627,960
2025
$65,390
$562,570
$627,960
No

Tax History

Year
Tax Paid
Assessed Value
2024
$10,636
$627,960

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Kind Lending Llc
Conventional
$600,750
No
First
Aug 8, 2025
Sep 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$592,856
$87,144
12%
87%
$3,602/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Gatesville

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107 River Ridge Dr | Property Details | No Agent List