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$461,000

108 Ellen Ln, Trinidad, TX, 75163

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,578 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$292.14 / sqft
Year BuiltBuilt in 1995

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker
FlooringCarpet, Ceramic Tile

Exterior

Exterior FeaturesBoat Slip, Rain Gutters, Lighting, Private Yard

Building Information

Year Built1995
Roof Type105
Garage Spaces2

Land Information

APN4402-0000-0160-60
Lot Number16
SubdivisionTreasure Isle Ests (52)
Land UseResidential
Legal DescriptionLT 16 AB 404 R R JONES SUR, TREASURE ISLE ESTS LT 16, D/172
Census Tract950802
Assessed Land Value$96,750
Assessed Improvement Value$349,885
Assessment Year2025

About this property

LOW MAINTENANCE WATERFRONT! Traditional brick in great neighborhood on Cedar Creek Lake cove with attached garage, perfect for part-time or full-time living and short-term rentals are allowed! Bright, spacious open concept living-dining-kitchen plus sunroom flooded with natural light. Tile floors, built-in shelving surround WBFP, new roof on house & dock July 2022. Some updates include granite countertops, Anderson windows, fiber optic cable & internet available. Pretty landscaping, mature trees, small side lawn, large waterfront deck, and single boat dock in shared boathouse. Move-in ready, no POA-HOA!

Investor Tools

Property Icon
$446,635
Estimated Property Value
$332,063Estimated Mortgage Balance
$128,065Estimated Equity
26% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,766 /month
Positive
Cash Flow Estimate:
$922 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$256/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$834
$446,635
2025
$96,750
$349,885
$446,635
No

Tax History

Year
Tax Paid
Assessed Value
2024
$834
$446,635

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Town Square Mortgage & Investments Inc
Conventional
$332,063
No
First
Feb 7, 2024
Mar 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$318,570
$128,065
28%
71%
$1,991/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Trinidad

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108 Ellen Ln | Property Details | No Agent List