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$419,734

108 Finley St, Hutto, TX, 78634

Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,252 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$176.29 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Range, Exhaust Fan, Microwave, Electric Oven, Free-Standing Electric Oven, Free-Standing Range, Self Cleaning Oven, Vented Exhaust Fan
FlooringCarpet, Tile, Vinyl

Exterior

Private PoolPrivate Pool

Building Information

Year Built2020
Stories1
Garage Spaces2

Land Information

APNR-14-1990-05AD-0005
Lot Number5
Land UseResidential
Legal DescriptionS11600 - HUTTO SQUARE SEC 5A, BLOCK D, LOT 5
Census Tract020813
Assessed Land Value$77,000
Assessed Improvement Value$342,734
Assessment Year2025

About this property

Welcome to 108 Finley in Hutto—where smart buyers are starting to pay attention. Built in 2021 and offering over 2,200 sq ft, this isn’t your typical 3-bedroom. This is flexibility. This is options. This is the kind of layout that actually works for real life—with two offices, two living areas, and space that adapts to you. Working from home? Covered. Need a playroom, media space, or guest retreat? Done. Want a home that doesn’t force you to compromise? You just found it. The kitchen is built for gathering—with an oversized island that invites conversation, not just cooking. Step outside and you’ve got an extended back porch with adjustable louvers—shade when you want it, sunlight when you don’t. And here’s the part most buyers miss… This home is priced at $397K but appraised at $425K—meaning you’re walking into instant equity from day one. In a market where buyers are analyzing every dollar per square foot… this one already makes sense before you even step inside. But once you do, That’s when it clicks. If you’ve been waiting for the “right one”… this might be the one you almost missed.

Investor Tools

Property Icon
$419,734
Estimated Property Value
$110,500Estimated Mortgage Balance
$164,374Estimated Equity
74% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,518 /month
Positive
Cash Flow Estimate:
$839 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$729/month
$37/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,647
$419,734
2025
$77,000
$342,734
$419,734
No

Tax History

Year
Tax Paid
Assessed Value
2025
$6,647
$419,734

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Success Mortgage Partners Inc
Conventional
$110,500
No
First
Feb 14, 2024
Mar 2039

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$255,360
$164,374
39%
61%
$1,563/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Hutto

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108 Finley St | Property Details | No Agent List