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$178,810

NAL Estimated Property Value

1089 County Road 1136, Cumby, TX, 75433

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,615 Sq Ft
price_per_sqft$216.1 / sqft
Year BuiltBuilt in 1988

Property Lead Type:

BankruptcyPre-ForeclosureOff-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Dryer, Electric Range
FlooringTile

Exterior

Lot Size6 acres

Building Information

Year Built1988
Garage Spaces1

Land Information

APNR000017630
SubdivisionMarrs Franklin Survey A-
Land UseAgriculture / Farming
Legal DescriptionACRES: 6.000 ABS: 658 TR: 1 SUR: MARRS FRANKLIN
Census Tract950200
Assessment Year2025

About this property

Beautifully renovated and move-in ready, this 3 bedroom, 2 bathroom home sits on approximately 6 acres and offers the perfect blend of modern updates and country living. The stucco exterior gives the home timeless curb appeal, while recent improvements include a new roof, new HVAC system, fresh paint, fully updated bathrooms, and a completely remodeled kitchen featuring new cabinetry, countertops, and fixtures. Inside, you’ll find a bright and inviting layout with stylish finishes throughout and plenty of room to enjoy. The property also includes a 1-car garage and ample outdoor space for recreation, animals, or simply enjoying the peaceful setting. This is a rare opportunity to own an updated home with acreage and room to grow.

Investor Tools

Property Icon
$178,810
Estimated Property Value
$87,658Estimated Mortgage Balance
$91,152Estimated Equity
50% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,094 /month
Positive
Cash Flow Estimate:
$698 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$298/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,676
$178,810
2025
N/A
N/A
$268,280
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,676
$178,810

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Bank Of America Na
Reverse Mortgage / Hecm
$171,000
No
First
Dec 15, 2008
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$87,658
$91,152
50%
49%
$693/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Cumby

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