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$173,000

NAL Estimated Property Value

109 Charnel St, Clyde, TX, 79510

Off MarketInfo
Beds2 Beds
Baths1 Bath
Baths876 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$199.77 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Half 1Bathrooms Half 1
AppliancesDisposal
FlooringConcrete

Exterior

Exterior FeaturesStorage
Lot Size28,445 sqft

Building Information

Year Built2021

Land Information

APNR000010570
Lot Number1,3,5
Land UseResidential
Legal DescriptionACRES: 0.653 SUBD: DEMENT ABST: 34 LOT 1 & 3 DEMENT SUB. REPLAT OF LOT 5 MCWHORTER ACRES SUB.
Census Tract030101
Assessed Land Value$27,880
Assessed Improvement Value$103,150
Assessment Year2025

About this property

Charming 2021-built home located in Clyde ISD, offering 2 bedrooms and 1 bathroom within a thoughtfully designed 876 square feet, efficiently laid out to maximize space and functionality. This all-electric home features an open layout with durable concrete floors and a functional kitchen complete with an island and granite countertops throughout. Energy-efficient features include spray foam insulation and high-efficiency appliances. Situated on a spacious lot, the property offers a large backyard with a patio area, wood privacy fence, and a storage building for added convenience. A two-car carport provides covered parking. Ideal for those seeking a low-maintenance, newer construction home with modern finishes.

Investor Tools

Property Icon
$173,000
Estimated Property Value
$119,075Estimated Mortgage Balance
$53,925Estimated Equity
31% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,050 /month
Positive
Cash Flow Estimate:
$350 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$209/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,640
$131,030
2025
$27,880
$103,150
$131,030
No

Tax History

Year
Tax Paid
Assessed Value
2025
$1,640
$131,030

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Fha
$123,117
Yes
First
Aug 23, 2024
Sep 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$119,075
$53,925
31%
69%
$739/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Clyde

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109 Charnel St | Property Details | No Agent List