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$447,621

NAL Estimated Property Value

109 Joy Lane, Gun Barrel City, TX, 75156

Off MarketInfo
Beds5 Beds
Baths3 Bath
Baths1,950 Sq Ft
price_per_sqft$199.49 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 5Bathrooms Full 5
Garage AvailableGarage Available
AppliancesDisposal
FlooringCarpet, Ceramic Tile

Exterior

Exterior FeaturesRain Gutters, Lighting, Private Yard, Storage

Building Information

Year Built1970
Roof Type105
Garage Spaces1

Land Information

APN3850-0001-0200-53
Lot Number20
SubdivisionPleasure Land Ests #1, #2 (105)
Land UseResidential
Legal DescriptionLT 20 AB 483 B MEDRO SUR, PLEASURE LAND ESTS #1 LT 20, A/156
Census Tract950601
Assessed Land Value$177,750
Assessed Improvement Value$269,871
Assessment Year2025

About this property

New WATERFRONT Listing! EXCELLENT LOCATION. Over one-third acre with gated entrance. This precious CAPE COD style home is a channel, walking distance to CVS and great restaurants like Chili's. Water at seawall was 5 feet yesterday. Excellent remodel, reconstruction and renovation in 2021 -- you won't believe it. Gorgeous quartz countertops, amazing kitchen, glass rock fireplace, 2nd story with dormers added. Four bedrooms and 2 baths, PLUS adorable detached PLAYHOUSE or GUEST HOUSE with room for two beds and full bath. Beautiful trees make this a very serene place to be, plus fish or look at ducks on your own quiet channel. Fully fenced yard with gated driveway. Pictures and more information coming tomorrow.

Investor Tools

Property Icon
$447,621
Estimated Property Value
$282,563Estimated Mortgage Balance
$165,058Estimated Equity
36% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,686 /month
Positive
Cash Flow Estimate:
$895 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$346/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,911
$447,621
2025
$177,750
$269,871
$447,621
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,911
$447,621

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Sfmc Lp
Conventional
$311,200
No
First
Jul 28, 2021
Aug 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$282,563
$165,058
36%
63%
$1,866/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Gun Barrel City

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