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$256,000

NAL Estimated Property Value

109 Joyce Street, Whitney, TX, 76692

$256,052 ARVInfo
Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths1,556 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$171.53 / sqft
Year BuiltBuilt in 2025

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 2Bathrooms 2
AppliancesTrash Compactor, Disposal, Electric Water Heater, Microwave, Vented Exhaust Fan
FlooringCarpet, Concrete

Exterior

Lot Size10,001 sqft

Building Information

Year Built2024
Garage Spaces2

Land Information

APN376049
Lot Number5
SubdivisionEastlake Addn
Land UseResidential
Legal DescriptionEASTLAKE ADDN BLK 1 LT 5
Census Tract960501
Assessed Land Value$15,000
Assessed Improvement Value$169,360
Assessment Year2025

About this property

SELLER NOW OFFERING $7000 IN CONCESSIONS!! Nestled in the surroundings of Lake Whitney, only .5 mile from town, this stunning brand-new, four-bedroom, two-bath brick home offers the perfect blend of modern luxury and timeless charm. As you step inside, you'll be greeted by an open-concept layout that flows seamlessly, designed for comfort and functionality. The heart of the home boasts exquisite granite countertops, adding a touch of sophistication to the spacious kitchen—perfect for entertaining guests or enjoying quiet family meals. Step outside and discover the added comfort of a covered back patio, ideal for relaxing with a morning coffee, hosting outdoor gatherings, or simply enjoying the beauty of peaceful surroundings. Each of the four bedrooms is thoughtfully designed to provide ample space and natural light, while the two pristine bathrooms offer contemporary fixtures and finishes. With its durable brick exterior and attention to detail, this home is not just a place to live but a sanctuary to thrive. Don't miss this opportunity to make your dream home a reality!

Investor Tools

Property Icon
$256,000
Estimated Property Value
$211,345Estimated Mortgage Balance
$44,655Estimated Equity
17% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$256,052
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,601 /month
Positive
Cash Flow Estimate:
$534 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$189/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$988
$184,360
2025
$15,000
$169,360
$184,360
No

Tax History

Year
Tax Paid
Assessed Value
2025
$988
$184,360

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Conventional
$213,520
No
First
Oct 30, 2025
Nov 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$211,345
$44,655
17%
83%
$1,281/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Whitney

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109 Joyce Street | Property Details | No Agent List