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NoAgentList RatingHow are grades calculated? Info

$382,050

109 Mockingbird Cir, Waco, TX, 76708

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,821 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$214.11 / sqft
Year BuiltBuilt in 2004

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDisposal, Microwave, Refrigerator, Vented Exhaust Fan, Electric Water Heater
FlooringCarpet, Tile, Wood

Exterior

Lot Size18,286 sqft

Building Information

Year Built2004
Stories1
Roof Type105
Garage Spaces2

Land Information

APN140213040004140
Lot Number14
SubdivisionKeys Creek
Land UseResidential
Legal DescriptionKEYS CREEK LOT 14 BLOCK D ACRES .4198
Census Tract004104
Assessed Land Value$60,790
Assessed Improvement Value$321,260
Assessment Year2025

About this property

Nestled in the serene Keys Creek Subdivision, this exquisite 3-bedroom, 2-bathroom home offers an exceptional living experience, surprisingly close to Baylor University and the vibrant heart of Downtown Waco. Situated on a quiet street setting with a spacious backyard, this residence is a perfect sanctuary for relaxation and entertainment. Step inside to discover a stunning array of architectural details, including tall ceilings that flow through the majority of the home—creating an airy and welcoming ambiance. The living, dining, and kitchen areas, along with the master suite, feature elegant two-tone paint and sophisticated crown molding, enhancing the home’s graceful charm. The heart of the home, the living room, is equipped with a cozy wood-burning fireplace, built-in cabinets and shelves, and large windows that frame the lush backyard views and flood the space with natural light. The expansive covered patio, accessible through the living room, is an idyllic spot for unwinding or hosting gatherings, complete with a ceiling fan, recessed lighting, and a textured concrete floor. Culinary enthusiasts will delight in the kitchen’s ample amenities, including a large pantry, pristine white cabinets, luxurious granite countertops, and a stylish subway tile backsplash. A sunlit breakfast nook provides a cozy spot for morning coffee. Dine in elegance in the formal dining room, adorned with tall windows that invite copious amounts of natural light. Retreat to the master suite, a generously sized haven with a tray ceiling and a spa-like bathroom featuring dual vanities, a separate shower, and a soothing tub. This home is a true gem, offering both tranquility and convenience in one of Waco’s most sought-after neighborhoods. Welcome to your dream home, where every detail is tailored for comfort and style.

Investor Tools

Property Icon
$382,050
Estimated Property Value
$250,000Estimated Mortgage Balance
$139,103Estimated Equity
35% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,339 /month
Positive
Cash Flow Estimate:
$780 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$717/month
$250/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,696
$382,050
2025
$60,790
$321,260
$382,050
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,696
$382,050

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Lakeview Loan Servicing Llc
Conventional
$250,000
No
First
Oct 2, 2024
Nov 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$242,947
$139,103
36%
64%
$1,499/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,330/mo
$1,749/mo
$-419/mo
4.2%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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109 Mockingbird Cir | Property Details | No Agent List