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$372,986

NAL Estimated Property Value

109 Montego St, Hutto, TX, 78634

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,022 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$1.14 / sqft
Year BuiltBuilt in 2023

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Dryer, Microwave, Gas Oven, Free-Standing Gas Range, Refrigerator, Vented Exhaust Fan, Washer/Dryer, Water Heater
FlooringCarpet, Vinyl

Exterior

Private PoolPrivate Pool

Building Information

Year Built2023
Garage Spaces2

Land Information

APNR-14-2029-040Z-0002
Lot Number2
Land UseVacant Land
Legal DescriptionS13118 - COTTONWOOD PH 4, BLOCK Z, LOT 2
Census Tract020819
Assessed Land Value$79,000
Assessed Improvement Value$293,986
Assessment Year2025

About this property

Move into this stunning new 4-bed, 3-bath single-story home in the desirable Hutto Cotton Brook development. This beautifully appointed home features luxury vinyl plank flooring throughout the entryway, living area, kitchen, dining room, and bathrooms. The open living area is perfect for entertaining guests, and the kitchen is equipped with all the needed appliances inclduding a refrigerator and quartz countertops. Separate laundry room includes a brand new washer/dryer. The master bedroom suite has its own private bathroom and walk-in closet. The home is located in a quiet and peaceful neighborhood with a brand new swimming pool and a kids' play area. It is also conveniently located near Hutto High School, Toll Road 130, and Highway 79, providing easy access to both Round Rock and Austin. This home is perfect for families or anyone looking for a spacious and luxurious place to call home.

Investor Tools

Property Icon
$372,986
Estimated Property Value
$258,584Estimated Mortgage Balance
$114,402Estimated Equity
30% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,238 /month
Positive
Cash Flow Estimate:
$746 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$887/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$8,776
$372,986
2025
$79,000
$293,986
$372,986
No

Tax History

Year
Tax Paid
Assessed Value
2025
$8,776
$372,986

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Lennar Mortgage Llc
Conventional
$272,243
No
First
Aug 18, 2023
Sep 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$258,584
$114,402
30%
69%
$1,633/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Hutto

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109 Montego St | Property Details | No Agent List