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$330,000

109 Pine Cone Ln, Elgin, TX, 78621

On MarketInfo
Just AddedInfo
Beds3 Beds
Baths2 Bath
Baths1,683 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$196.08 / sqft
Year BuiltBuilt in 1980

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDryer, Dishwasher, Electric Water Heater, Free Standing Range, Free Standing Refrigerator, Disposal, Microwave, Washer
FlooringCarpet, Tile

Exterior

Exterior FeaturesPrivate Yard, Rain Gutters
Lot Size34,979 sqft

Building Information

Year Built1980
Stories1
Garage Spaces2

Land Information

APNR15127
Lot Number66
SubdivisionCedar Hills Sec 1 Lots 20,32 (Resub)
Land UseResidential
Legal DescriptionCEDAR HILLS SEC 1, LOT (20 RESUB), LOT 66, ACRES .8034
Census Tract950101
Assessed Land Value$127,056
Assessed Improvement Value$181,729
Assessment Year2025

About this property

Looking for a little breathing room without giving up convenience? Welcome to 109 Pine Cone Lane, where country calm, shady trees, and a little room to roam come together. Set on 0.8 fenced acres, this 3-bedroom, 2-bath home offers space, privacy, and plenty of possibilities. Mature trees create a peaceful, tucked-away setting, while the outdoor workshop/shed gives you a dedicated spot for hobbies, projects, tools, or that collection of things you’re absolutely going to use someday. A brand-new septic system is already in place, and fresh paint in the primary bedroom adds a nice touch. With a generous lot, a comfortable home, and plenty of outdoor space, there’s room here to enjoy the simple things—and maybe a few chickens. Known as the “Sausage Capital of Texas,” this growing community is becoming part of the region’s next big chapter. With easy access to Austin and close proximity to major employers and technology hubs, including Tesla and Samsung, Elgin offers a refreshing combination of country living and connection to Central Texas growth.

Investor Tools

$105,368Estimated Mortgage Balance
$220,632Estimated Equity
68% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,980 /month
Positive
Cash Flow Estimate:
$660 /month

Interested in this property?

Kelly Folse

Jeanette Shelby, Realtors

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$479/month
$180/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,122
$308,785
2025
$127,056
$181,729
$308,785
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,122
$308,785

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Quicken Loans Llc
Conventional
$118,600
No
First
Nov 30, 2020
Dec 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$105,368
$232,632
68%
32%
$712/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Elgin

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