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$143,000

109 Ridge St, Copperas Cove, TX, 76522

$162,538 ARVInfo
PendingInfo
Beds3 Beds
Baths2 Bath
Baths1,353 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$106.5 / sqft
Year BuiltBuilt in 1964

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityCash BuyersMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 1Bathrooms Full 1
Bathrooms Half 1Bathrooms Half 1
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Range
FlooringTile, Wood

Exterior

Lot Size12,023 sqft

Building Information

Year Built1964
Garage Spaces1

Land Information

APN1-56-13-0000
Lot Number6
SubdivisionNauert Subd
Land UseResidential
Legal DescriptionNAUERT SUBD, BLOCK 3, LOT 6, ACRES .2755
Census Tract010804
Assessed Land Value$20,000
Assessed Improvement Value$119,300
Assessment Year2025

About this property

Welcome home to this absolutely charming cottage, perfectly situated on a sought-after corner lot! Nestled on a quiet street, this property is just moments from major roads, making commutes a breeze. Enjoy quick access to a plethora of amenities, including local schools, grocery stores, gas stations, and a variety of fast-food and coffee shops—everything you need is within a five-minute drive. This delightful and bright 1,300 sq. ft. home offers natural light floods in every corner. The moment you step inside, you are greeted by a large, inviting living room, perfect for relaxing or entertaining guests. A well-defined wall provides a pleasing separation from the dining area and the fully functional kitchen, which is situated at the back of the home. Also a freshly renovated main bathroom with a tiled shower-tub combo. All three bedrooms are conveniently located near each other, offering a cozy and connected feel. The master suite provides a private retreat with double closet, and its own convenient half bathroom. Step outside to your private oasis: the raised back porch is ideal for morning coffee or evening relaxation, overlooking a meticulously landscaped, fully fenced backyard that adds to the home's curb appeal and provides a great space perfect for kids, pets, and gardening. The 1-car garage provides both parking and extra storage. This home is a true gem, offering a serene retreat with an unbeatable outdoor setup, well-cared for, and move-in ready for its new owners. Don't miss this captivating opportunity for efficient, comfortable living, schedule your private showing today!

Investor Tools

Property Icon
$143,000
Estimated Property Value
$0Estimated Mortgage Balance
$0Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$162,537
Rent-to-Value Ratio: 0.72%
Rent Estimate
$865 /month
Positive
Cash Flow Estimate:
$288 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$299/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,876
$139,300
2025
$20,000
$119,300
$139,300
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,876
$139,300

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Mortgage Research Center Llc
Va
$144,100
Yes
First
Mar 11, 2026
Apr 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$143,685
N/A
0%
100%
$864/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Copperas Cove

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109 Ridge St | Property Details | No Agent List