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$316,300

109 Travers Stake Trl, Elgin, TX, 78621

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,491 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$190.48 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
CoolingCooling
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Electric Water Heater, Water Softener Owned
FlooringCarpet, Tile, Vinyl

Exterior

Private PoolPrivate Pool
Exterior FeaturesPrivate Yard
Lot Size6,316 sqft

Building Information

Roof Type105
Garage Spaces1

Land Information

APNR8716676
Lot Number5
Land UseResidential
Legal DescriptionSARATOGA FARMS SUBDIVISION SECTION SIX, BLOCK G, LOT 5, ACRES 0.1450
Census Tract950202
Assessed Land Value$63,225
Assessed Improvement Value$253,075
Assessment Year2025

About this property

Eligible for a low rate, zero down, no MI conventional loan, plus a free $10k grant through Cadence Bank (must be under contract by 1/16/25 for $10k grant). This 3-bedroom, 2-bathroom Elgin home offers an open, sunlit layout ideal for gatherings and relaxing. The spacious kitchen is a cook's dream, complete with stainless steel appliances and granite countertops. The private primary suite features a luxurious en-suite bath with dual vanities, a walk-in shower, and a walk-in closet. Outside, a covered patio overlooks an expansive yard, ready for gardening, entertaining, or simply enjoying the outdoors. Located in a quiet neighborhood yet minutes from Elgin’s shops, dining, and downtown, and with easy access to Austin, this home has it all!

Investor Tools

Property Icon
$316,300
Estimated Property Value
$198,800Estimated Mortgage Balance
$122,199Estimated Equity
37% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,898 /month
Positive
Cash Flow Estimate:
$633 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$517/month
$50/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
N/A
$316,300
2025
$63,225
$253,075
$316,300
No

Tax History

Year
Tax Paid
Assessed Value
2024
N/A
$316,300

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Primelending
Conventional
$198,800
No
First
Jan 30, 2025
Feb 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$194,402
$121,898
38%
61%
$1,192/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Elgin

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109 Travers Stake Trl | Property Details | No Agent List