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$550,000

$565,000

10909 Smithville Pl, McKinney, TX, 75071

On MarketInfo
Price DropInfo
Beds3 Beds
Baths2 Bath
Baths2,330 Sq Ft
price_per_sqft$236.05 / sqft
Year BuiltBuilt in 2017

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
AppliancesWater Purifier, Dishwasher, Disposal, Gas Cooktop, Microwave, Convection Oven, Water Softener
FlooringTile, Wood

Exterior

Private PoolPrivate Pool
Exterior FeaturesRain Gutters, Private Yard
Lot Size7,302 sqft

Building Information

Year Built2017
Stories1
Garage Spaces2

Land Information

APNR-11093-00R-0310-1
Lot Number31
SubdivisionHighlands At Westridge Phase 2 The (Cmc)
Land UseResidential
Legal DescriptionHIGHLANDS AT WESTRIDGE PHASE 2, THE (CMC), BLK R, LOT 31
Census Tract030524
Assessed Land Value$150,000
Assessed Improvement Value$439,180
Assessment Year2025

About this property

Beautiful NORTH-facing home in Highlands at Westridge in the heart of McKinney, zoned to highly acclaimed Prosper ISD schools! This stunning home makes a lasting first impression with its gorgeous stone and brick elevation, soaring ceilings, and an abundance of natural light throughout. The wide welcoming entry features a private office with French doors and an updated box beam ceiling, making it the perfect work-from-home space! The kitchen is truly the heart of the home with an oversized island, ample cabinetry, corner walk-in pantry, and an adjacent spacious formal dining area, ideal for entertaining and everyday living. The bright open living room features a beautiful gas fireplace and plenty of space for gathering with family and friends. The private primary suite is tucked away at the back of the home and offers peaceful backyard views, direct access to the patio, and an ensuite bath complete with a soaking tub, separate shower, and huge walk-in closet! Two additional bedrooms are located side-by-side with an oversized secondary bathroom featuring charming farmhouse-style paneling upgrades. The enclosed sunroom overlooking the side yard will quickly become your favorite spot for morning coffee, reading, or relaxing with guests year-round! Step outside to the spacious backyard featuring an extended patio, manicured landscaping, and some fruit trees including fig, peach, and plum. The owners built this home and used it as their vacation home, so it still shows like a new home! The home also features a full-house water softener and purifier system, and the new owner will enjoy a low-cost living with solar panels that will be paid off at closing! Residents of Highlands at Westridge enjoy access to a resort-style community pool and a highly convenient on-site school just a short walk away! Ideally located near shopping, dining, entertainment, and major highways, this home offers the perfect blend of comfort, style, and location!

Investor Tools

$163,350Estimated Mortgage Balance
$425,830Estimated Equity
72% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,535 /month
Positive
Cash Flow Estimate:
$1,178 /month

Interested in this property?

Cory Bertrand

Keller Williams NO. Collin Cty

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$678/month
$790/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,185
$589,180
2025
$150,000
$439,180
$589,180
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,185
$589,180

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Jpmorgan Chase Bank Na
Conventional
$185,000
No
First
Jul 27, 2020
Aug 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$163,350
$425,830
72%
28%
$1,110/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,700/mo
$1,900/mo
+$800/mo
5.5%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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