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$297,000

NAL Estimated Property Value

110 Smith St, Cumby, TX, 75433

Off MarketInfo
Beds2 Beds
Baths2 Bath
Baths1,300 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$183.85 / sqft
Year BuiltBuilt in 1978

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 2Bathrooms Full 2
AppliancesGas Range, Refrigerator

Exterior

Lot Size14,288 sqft

Building Information

Year Built1978
Garage Spaces2

Land Information

APNR000000507
Land UseResidential
Legal DescriptionACRES: 0.328 LOT: 1 BLK: 2 TOWN: CUMBY 83X172
Census Tract950200
Assessed Land Value$28,580
Assessed Improvement Value$155,510
Assessment Year2025

About this property

$10,000 in seller concessions offered!!! Situated on a spacious corner lot, this open floor plan home has undergone a beautiful renovation. Features include new board and batten siding, exterior paint, metal roof, spray foam insulation in attic, new hardware throughout, a spacious walk-in pantry, full size laundry room connecting to a finished out 2 car garage, new flooring, new hardware and doors, all new windows, updated recessed lighting and light fixtures, a newly poured front sidewalk and so much more. The kitchen is a chef's delight with gas range, granite countertops, brand new appliances, and an eat-at bar, offering both style and functionality. In the backyard the metal building has water, electric and easy to access from the circle drive from the front and backyard. You don't want to miss out on this one-of-a-kind home – come take a look!

Investor Tools

Property Icon
$297,000
Estimated Property Value
$421,236Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,782 /month
Positive
Cash Flow Estimate:
$594 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$430/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,675
$184,090
2025
$28,580
$155,510
$184,090
No

Tax History

Year
Tax Paid
Assessed Value
2025
$3,675
$184,090

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Texas State Affordable Hsng Corp
Stand Alone Second / Subordinate Position
$218,469
No
First
May 9, 2024
May 2027

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$421,236
N/A
0%
142%
$2,620/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Cumby

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110 Smith St | Property Details | No Agent List