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$386,000

NAL Estimated Property Value

1102 Zora Drive A & B, Temple, TX, 76504

Off MarketInfo
Baths2,702 Sq Ft
price_per_sqft$148.03 / sqft
Year BuiltBuilt in 2023

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesElectric Range, Disposal, Plumbed For Ice Maker, Refrigerator, Washer, Cooktop, Microwave
FlooringVinyl

Building Information

Year Built2023
Stories1
Roof Type105
Garage Spaces2

Land Information

APN504689
Lot Number20
SubdivisionPecan Creek South Phase Ii
Land UseVacant Land
Legal DescriptionPECAN CREEK SOUTH PHASE II, BLOCK 008, LOT 0020
Census Tract020900
Assessed Land Value$45,000
Assessed Improvement Value$291,535
Assessment Year2025

About this property

This traditional modern, new construction duplex built by Swartz & Nunn Construction, LLC awaits its new owner. Whether you are looking to occupy or build your investment portfolio, this duplex offers living space, convenience to business district, including hospitals, VA Administrative development-hospital, dining, and shopping malls. The home is total 2702 Sq Ft and approximately 1351 sq ft on each side, Vinyl plank flooring throughout, all appliances in kitchen to include microwave, glass cooktop stove, refrigerator with ice maker, dishwasher, garbage disposal. Three cm granite kitchen counters, with tile backsplash and custom wood cabinets. Lennox AC unit, and 50-gallon Rheem water heater. Front, back and side sod, and wood privacy fence. ***Property is eligible for IRS Opportunity Zones wich allows temporarily defer tax on eligible gains when you invest in a Qualified Opportunity Fund,to spur economic growth and job creation in low-income communitiesnwhile providing tax benefits to investors,, Buyer is encouraged to refer to IRS to learn more and talk to CPA.***

Investor Tools

Property Icon
$386,000
Estimated Property Value
$119,391Estimated Mortgage Balance
$266,609Estimated Equity
69% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,400 /month
Positive
Cash Flow Estimate:
$800 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$549/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,663
$336,535
2025
$45,000
$291,535
$336,535
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,663
$336,535

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Verabank Na
Commercial
$132,000
No
First
May 11, 2021
May 2022

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$119,391
$266,609
69%
31%
$792/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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1102 Zora Drive A & B | Property Details | No Agent List