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$314,222

NAL Estimated Property Value

1103 W Virginia St, McKinney, TX, 75069

$408,489 ARVInfo
Off MarketInfo
Beds2 Beds
Baths1 Bath
Baths1,384 Sq Ft
price_per_sqft$238.44 / sqft
Year BuiltBuilt in 1950

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 1Bathrooms Full 1
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Gas Cooktop, Microwave
FlooringHardwood, Tile

Exterior

Exterior FeaturesPrivate Yard, Storage
Lot Size5,009 sqft

Building Information

Year Built1950
Stories1
Roof Type105
Garage Spaces120

Land Information

APNR-0835-001-002B-1
Lot Number2B
SubdivisionWaddill Addition (Cmc)
Land UseResidential
Legal DescriptionWADDILL ADDITION (CMC), BLK 1, LOT 2B
Census Tract030702
Assessed Land Value$190,000
Assessed Improvement Value$124,222
Assessment Year2025

About this property

PRICE IMPROVEMENT! Adorable home located in the heart of McKinney's Historic District. Just a short walk to the Historic Square with amazing restaurants and shopping!! This 2 bedroom and 1 bath home has been lovingly remodeled with modern updates while keeping its 1950s character and charm. The beautifully updated kitchen includes new cabinetry, gas cooktop, built in oven, microwave, farmhouse sink, quartz countertops and flows seamlessly into the dining area. The 2 bedrooms are oversized with ample closet space. The updated bathroom includes a huge walk in shower. Lovely backyard with a deck is perfect for outdoor entertaining and has lots of privacy. NEW HVAC & Electrical panel 2024. This wonderful starter home is the perfect opportunity to live the lifestyle McKinney's Historic District neighborhood offers!

Investor Tools

Property Icon
$314,222
Estimated Property Value
$623,852Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)*
$408,489
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,980 /month
Positive
Cash Flow Estimate:
$660 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$423/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,510
$314,222
2025
$190,000
$124,222
$314,222
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,510
$314,222

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Kind Lending Llc
Fha
$314,204
Yes
First
Dec 4, 2025
Jan 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$623,852
N/A
0%
199%
$3,768/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,565/mo
$3,768/mo
$-2,203/mo
6.0%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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1103 W Virginia St | Property Details | No Agent List