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$641,000

1103 White Cap Drive, Surfside Beach, TX, 77541

On MarketInfo
Beds2 Beds
Baths1 Bath
Baths1,036 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$618.73 / sqft
Year BuiltBuilt in 1965

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 5Bathrooms Full 5
Garage AvailableGarage Available
Heating ElectricHeating Electric
CoolingCooling

Exterior

Lot Size4,578 sqft

Building Information

Year Built1965
Stories1
Roof Type105
Garage Spaces3

Land Information

APN8072-0005-000
Lot Number5
SubdivisionS/D Tr J9 White Caps S/D
Land UseResidential
Legal DescriptionS/D TR J9 WHITE CAPS S/D (A0051 F J CALVIT)(SURFSIDE) BLK 1 LOT 5
Census Tract664200
Assessed Land Value$186,700
Assessed Improvement Value$208,420
Assessment Year2025

About this property

This home is in one of the favorite beaches in Surfside Beach. It is a pedestrian only beach. Kids play without worrying about vehicles. You will enjoy shelling, surfing, swimming, and even fishing right out your front door (the new fence has a gate). The jetties are part of you view as well as the ships going in and out to the Port of Freeport. The home has storage under the home, an aluminum lift for cargo, and a large deck with views of the Gulf. After purchasing the home, the Seller took the home down to the studs and completely remodeled the inside. A 2nd bath was created that includes a laundry room, the deck painted and sealed, the home was reinforced with new pilings, a lift was added, the appliances were replace, the furniture and furnishings are new, the interior faucets, lights, toilets and bidets have all been updated and a beautiful statement wall was added. Walking into the home you enter the open living room with a dining area. There is room to add another bedroom.

Investor Tools

Property Icon
$395,120
Estimated Property Value
$0Estimated Mortgage Balance
$70,945Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,846 /month
Positive
Cash Flow Estimate:
$1,282 /month

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Suzan Zachariah

The Local Agents Real Estate LLC

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$802/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,654
$395,120
2025
$186,700
$208,420
$395,120
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,654
$395,120

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Guaranteed Rate Inc
Conventional
$353,000
No
First
Feb 23, 2022
Mar 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$324,175
$70,945
17%
82%
$2,117/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Surfside Beach

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1103 White Cap Drive | Property Details | No Agent List