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Owner Contacts

$680,000

NAL Estimated Property Value

11103 Cremona Ct, Richmond, TX, 77406

Off Market

5 Beds

4 Bath

3,937 Sq Ft

$127 / sqft

Built in 2009

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 5

Bathrooms Full 3

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesDisposal, Gas Oven, Microwave, Gas Range, Dishwasher

FlooringCarpet, Tile

Exterior

Private Pool

Lot Size9,630 sqft

Building Information

Year Built2009

Stories2

Roof Type105

Garage Spaces1

Land Information

APN4777-06-001-0120-901

Lot Number12

SubdivisionLakes Of Bella Terra Sec 6

Land UseResidential

Legal DescriptionLAKES OF BELLA TERRA SEC 6, BLOCK 1, LOT 12

Census Tract673403

Assessed Land Value$93,600

Assessed Improvement Value$502,169

Assessment Year2025

About this property

SHOWS LIKE A MODEL HOME!This exquisite & beautiful home is your DREAM home! Located on a desired Cul-De-Sac St. Updates thru-out such as ;Interior designor interior paint,Exquisite Foyer Chandelier,Porcelain Wood-Look Tile flooring thru-out main living areas, ShipLap Accent wall in Dining and MUCH MORE! Study has Privacy French Doors. Gourmet Chef dream Kitchen boasts SS appliances,Solid wood Cabinetry, Concrete C-tops, Farm Sink & Designor Tile Backsplash. Kitchen opens to Family Rm w/ soaring ceiling. Lrg Master Suite w/ ensuite bath offers his/her Vanity sinks, W/I tiled shower & tub & Huge Closet. 4 bedrooms/2 full baths and TX size gameroom is located on the 2nd floor. Backyard Oasis is the perfect 'Staycation'! Enjoy your Sparkling pool & spa, chat w/ family & friends around the gas fire pit while the kiddo's play in the backyard playhouse! Enjoy Community amenities...Tranquil Lakes,Resort-Style Pools,Walking Trails,Dog Parks,Playgrounds/Sports Fields,Fitness Centers & more!

Investor Tools

$680,000

Estimated Property Value

$419,173Estimated Mortgage Balance

$260,827Estimated Equity

30% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$4,080 /month

Positive

Cash Flow Estimate:

$1,360 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$898/month

$900/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$7,372

$567,818

2025

$93,600

$502,169

$595,769

Tax History

Year

Tax Paid

Assessed Value

2025

$7,372

$567,818

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Thrive Mortgage Llc

Conventional

$468,025

First

Dec 15, 2020

Jan 2051

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$419,173

$181,827

30%

62%

$2,807/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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