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$229,000

NAL Estimated Property Value

1120 Houston St, Waco, TX, 76704

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,100 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$209.09 / sqft
Year BuiltBuilt in 2020

Property Lead Type:

BankruptcyPre-ForeclosureOff-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
HeatingHeating
CoolingCooling
AppliancesDishwasher, Disposal, Electric Range, Microwave
FlooringCeramic Tile

Exterior

Lot Size7,000 sqft

Building Information

Year Built2020
Stories1
Roof Type105

Land Information

APN480084020154002
Lot Number3
SubdivisionCentral Villa
Land UseResidential
Legal DescriptionCENTRAL VILLA LOT 3 BLOCK 11 ACRES .1607
Census Tract001402
Assessed Land Value$12,460
Assessed Improvement Value$210,650
Assessment Year2025

About this property

Welcome to this delightful 3-bedroom, 2-bathroom home, built in 2020 and thoughtfully designed for modern living. Enjoy the elegance of wood-like tile flooring throughout, creating a seamless and easy-to-maintain space. The open-concept layout effortlessly connects the living, dining, and kitchen areas, perfect for both family gatherings and entertaining. The kitchen is a true highlight, featuring custom cabinetry with ample storage, granite countertops, and a convenient breakfast bar. It has plenty of counter space for cooking and meal prep. Standard double-pane windows provide natural light throughout the home, adding to the bright and airy feel. Step outside to find a large backyard, fully fenced with wood privacy fencing, ideal for kids, pets, and outdoor activities. With foam insulation, this home is energy-efficient, keeping you comfortable year-round. This adorable property has the perfect blend of comfort and style—don't miss your chance to make it yours!

Investor Tools

Property Icon
$229,000
Estimated Property Value
$215,702Estimated Mortgage Balance
$13,298Estimated Equity
5% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,380 /month
Positive
Cash Flow Estimate:
$460 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$283/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,254
$223,110
2025
$12,460
$210,650
$223,110
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,254
$223,110

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Southwest Funding Lp
Fha
$220,924
Yes
First
Jan 15, 2025
Feb 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$215,702
$13,298
5%
94%
$1,325/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,307/mo
$1,325/mo
$-18/mo
6.8%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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1120 Houston St | Property Details | No Agent List