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$164,000

113 Cottonwood St, Borger, TX, 79007

$169,209 ARVInfo
Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,184 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$75.55 / sqft
Year BuiltBuilt in 1950

Property Lead Type:

BankruptcyPre-ForeclosureOff-Market ListAbsentee OwnerVacant HomesMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2

Exterior

Lot Size6,935 sqft

Building Information

Year Built2013
Garage Spaces1

Land Information

APN14832
Land UseResidential
Legal Description7 BLK 2 PHILVIEW I
Census Tract951000
Assessed Land Value$3,400
Assessed Improvement Value$92,490
Assessment Year2025

About this property

Welcome home to a beautifully renovated gem in the heart of Borger! This move-in ready home offers everything you could want and more. Step inside to find newer windows that let in plenty of natural light, paired with fresh paint and modern fixtures throughout. The home boasts newer plumbing and electrical systems for peace of mind, as well as stylish newer doors that add to the overall fresh feel. The heart of the home is the updated kitchen, featuring brand-new cabinets and countertops that make cooking and entertaining a delight. With newer flooring running throughout, every room feels both cohesive and inviting. The bathrooms have been tastefully updated as well, ensuring a modern touch. Relax in one of the two spacious living areas, complete with a cozy fireplace perfect for those chilly evenings. Outside, you'll find a fenced backyard, an ideal space for outdoor gatherings or simply unwinding at the end of the day. This is truly a turn-key property with all the hard work already done for you. Come see it and fall in love!

Investor Tools

Property Icon
$164,000
Estimated Property Value
$162,011Estimated Mortgage Balance
$0Estimated Equity
1% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$169,208
Rent-to-Value Ratio: 0.72%
Rent Estimate
$990 /month
Positive
Cash Flow Estimate:
$330 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$264/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,352
$95,890
2025
$3,400
$92,490
$95,890
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,352
$95,890

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
American Portfolio Mortgage Corp
Fha
$162,011
Yes
First
Nov 5, 2025
Dec 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$167,023
N/A
0%
102%
$1,011/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Borger

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113 Cottonwood St | Property Details | No Agent List