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Owner Contacts

$1,432,000

1130 Cortlandt St, Houston, TX, 77008

Off Market

3 Beds

3 Bath

3,260 Sq Ft

Single Family Residence

$306.44 / sqft

Built in 1920

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3

Bathrooms Full 2

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesGas Oven, Microwave, Gas Range, Dishwasher

FlooringTile, Wood

Exterior

Lot Size6,599 sqft

Building Information

Year Built1920

Stories1

Garage Spaces3

Land Information

APN0201940000020

Lot Number20

SubdivisionHouston Heights

Land UseResidential

Legal DescriptionLT 20 BLK 198 HOUSTON HEIGHTS

Census Tract511302

Assessed Land Value$594,000

Assessed Improvement Value$621,621

Assessment Year2025

About this property

Welcome to 1130 Cortlandt! This premier 1920 estate is extraordinary. The detail throughout gives it unmatched character and uniqueness. Featured on the 2007 Houston Heights Home Tour, this property has so much to offer. First floor includes two living areas, large kitchen with island, formal dining, primary bed w/ direct access to utility room. Zoned to Harvard Elementary! Upstairs offers a very large gameroom, bedrooms, full bath, wet bar, and screened porch overlooking your backyard. Second floor also has extra unfinished bedroom. Garage includes an unfinished garage apartment w/ easy access to plumbing. This property is truly a must-see with all the potential in the world. Buyer to verify all dimensions. Schedule your showing today!

Investor Tools

$1,432,000

Estimated Property Value

$356,000Estimated Mortgage Balance

$1,100,858Estimated Equity

75% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$8,592 /month

Positive

Cash Flow Estimate:

$2,864 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$2,110/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$18,163

$1,215,621

2025

$594,000

$621,621

$1,215,621

Tax History

Year

Tax Paid

Assessed Value

2024

$18,163

$1,215,621

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Rocket Mortgage Llc

Conventional

$356,000

First

Aug 30, 2022

Sep 2052

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$331,142

$952,858

74%

23%

$2,135/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$2,230/mo

$2,135/mo

+$95/mo

1.9%

Learn About the Market: Opportunity in Houston

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From refinery corridors to world-class hospitals, from international trade routes to master-planned suburbs like The Woodlands and Katy, Houston’s economy runs deep and wide. It’s a city built on industry, immigration, and resilience — with housing markets as varied as its population.

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