Real opportunities. Driven by live market signals.
Updated every minute.

Browse Homes — Buy Direct, Deal on Your Terms

Updated Properties Icon
Updated Properties
Last 24 HoursLast 24 Hours
Street View of property
Street View
A
NoAgentList RatingHow are grades calculated? Info
Views1view

$154,000

1130 Kellum St, Waco, TX, 76704

Off MarketInfo
Beds2 Beds
Baths2 Bath
Baths926 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$172.79 / sqft
Year BuiltBuilt in 1921

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesElectric Range, Electric Water Heater, Microwave
FlooringVinyl

Exterior

Exterior FeaturesPrivate Yard, Storage
Lot Size7,100 sqft

Building Information

Year Built1921
Stories1
Roof Type105
Garage Spaces1

Land Information

APN480434000169003
Lot Number10
SubdivisionWeisman J & Company
Land UseResidential
Legal DescriptionWEISMAN J & COMPANY LOT 10 BLOCK 9 ACRES .163
Census Tract001500
Assessed Land Value$12,580
Assessed Improvement Value$154,320
Assessment Year2025

About this property

Fully Renovated 1921 Charmer Near Downtown! Welcome home to this storybook 1921 cottage, completely renovated from top to bottom with thoughtful updates and timeless charm. It has been lovingly restored—all-new cabinetry, modern mirrored backsplash, gleaming granite countertops, and beautifully updated bathrooms—no stone left unturned. Enjoy mornings on the quaint covered front porch, perfect for sipping coffee and watching the world go by. Out back, you’ll find an enormous private fenced yard, a spacious covered patio or carport area, a drive-through privacy gate for added security, plus a great storage shed for convenience. Major upgrades include brand-new HVAC, all new plumbing, and attic insulation, offering peace of mind and energy efficiency. Nestled just minutes from the exciting Historic Elm Avenue Sidewalk Project, this location is quickly becoming one of Waco’s most walkable and vibrant destinations—ideal for exploring downtown shops, eateries, and nightlife on foot. Ask about seller financing options with 15% down. This one-of-a-kind cottage is cozy, stylish, and ready to welcome you home!

Investor Tools

Property Icon
$154,000
Estimated Property Value
$150,350Estimated Mortgage Balance
$4,302Estimated Equity
2% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$960 /month
Positive
Cash Flow Estimate:
$320 /month

Interested in this property?

Run an Owner Lookup!

Unlock Owner Contacts

Want alerts when something changes with this property?

Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$215/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,810
$134,986
2025
$12,580
$154,320
$166,900
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,810
$134,986

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Rocket Mortgage Llc
Unknown
$150,350
No
First
Feb 27, 2026
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$149,698
$4,302
2%
97%
$902/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$996/mo
$902/mo
+$94/mo
7.8%

Learn About the Market: Opportunity in Texas

Local Market Pages
Local Market Pages 2Local Market Pages 3Local Market Pages 4

Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

No Agent List Top Properties.

These are Deal List properties graded A+, A.

Loading properties...

Sold Properties

Loading properties...

1130 Kellum St | Property Details | No Agent List