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$575,000

NAL Estimated Property Value

1130 Penny Ranch Ln, Katy, TX, 77494

Off MarketInfo
Beds5 Beds
Baths5 Bath
Baths4,863 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$118.24 / sqft
Year BuiltBuilt in 2016

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 4Bathrooms Full 4
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Double Oven, Electric Oven, Microwave, Gas Cooktop, Dishwasher
FlooringCarpet, Laminate, Tile

Exterior

Lot Size8,675 sqft

Building Information

Year Built2016
Garage Spaces2

Land Information

APN1136-03-002-0060-914
Lot Number6
SubdivisionAnserra Sec 3
Land UseResidential
Legal DescriptionANSERRA SEC 3, BLOCK 2, LOT 6
Census Tract673201
Assessed Land Value$78,078
Assessed Improvement Value$469,431
Assessment Year2025

About this property

MAGNIFICENT 5 BEDROOM (2 BEDROOMS DOWN & a 2ND PRIMARY UP) 4.5 Bath 4800 sq ft+ home in ANSERRA! Upon entry you will be greeted with high ceilings, a sweeping staircase and gorgeous gray laminate wood flooring in all the main areas. Formal living and dining area w/ butlers pantry and onto the huge isle kitchen w/double ovens, custom lighting, huge walk in pantry, stainless appliances and open to the spacious family room with wall of windows to the custom screened in back covered patio area plumbed with gas. Large primary suite w/ensuite bath and walk in closet. Upstairs game room w/ceiling speakers and second story balcony access. Large prewired media room w/surround sound speakers.3 Secondary bedrooms up including an ensuite second primary bedroom. Upgrades galore including a water softener, reverse osmosis system, and solar panels that convey with the home. Walking distance to community pool. Just minutes from I-10 for an easy commute to the energy corridor. KATY ISD. NEVER FLOODED!

Investor Tools

Property Icon
$575,000
Estimated Property Value
$502,834Estimated Mortgage Balance
$72,166Estimated Equity
13% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,450 /month
Positive
Cash Flow Estimate:
$1,150 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$808/month
$1,064/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,820
$547,509
2025
$78,078
$469,431
$547,509
No

Tax History

Year
Tax Paid
Assessed Value
2025
$6,820
$547,509

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Conventional
$536,750
No
First
Dec 10, 2022
Jan 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$502,834
$78,166
13%
87%
$3,219/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Katy

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1130 Penny Ranch Ln | Property Details | No Agent List