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$299,000

NAL Estimated Property Value

1132 Victoria Drive, Saginaw, TX, 76131

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,667 Sq Ft
price_per_sqft$134.97 / sqft
Year BuiltBuilt in 1990

Property Lead Type:

Off-Market ListHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesElectric Cooktop, Electric Oven, Electric Range, Microwave, Plumbed For Ice Maker, Vented Exhaust Fan
FlooringCeramic Tile, Laminate

Exterior

Exterior FeaturesRain Gutters
Lot Size5,497 sqft

Building Information

Year Built1990
Stories2
Garage Spaces2

Land Information

APN18133-2-15
Lot Number15
SubdivisionHighland Station(Saginaw)
Land UseResidential
Legal DescriptionHIGHLAND STATION(SAGINAW) BLOCK 2 LOT 15
Census Tract114003
Assessed Land Value$65,000
Assessed Improvement Value$187,001
Assessment Year2025

About this property

BACK ON THE MARKET! You'll adore this fully updated charmer located in the highly-sought-after city of Saginaw. Step into the living room and admire the natural light as it plays off of gorgeous wood laminate floors and a custom shiplap-decorated fireplace. Vaulted ceilings give the space a wide-open feel. The dining room leads out to the most relaxing backyard with its deck, pergola, private fencing, and lush landscaping. Inside, you'll notice decorative lighting, new flooring, custom cabinetry and lots of other fabulous upgrades throughout. Please see the attached Special Features document for all the details. Located near great schools, just minutes from shopping and restaurants.

Investor Tools

Property Icon
$299,000
Estimated Property Value
$192,623Estimated Mortgage Balance
$106,377Estimated Equity
35% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,794 /month
Positive
Cash Flow Estimate:
$598 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$471/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,161
$252,001
2025
$65,000
$187,001
$252,001
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,161
$252,001

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Homewood Mortgage Llc
Fha
$220,924
Yes
First
Nov 15, 2019
Dec 2049

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$192,623
$106,377
35%
64%
$1,325/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,670/mo
$1,325/mo
+$1,345/mo
10.7%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Saginaw

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1132 Victoria Drive | Property Details | No Agent List