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$240,000

NAL Estimated Property Value

114 Otis St, Whitesboro, TX, 76273

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,668 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$125.3 / sqft
Year BuiltBuilt in 1952

Property Lead Type:

Off-Market ListDeal ListAbsentee OwnerHigh EquityVacant HomesMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
AppliancesDishwasher, Electric Range, Gas Water Heater
FlooringCarpet, Laminate

Exterior

Lot Size10,498 sqft

Building Information

Year Built1952
Garage Spaces1

Land Information

APNW004 4001022
Lot Number5
SubdivisionBacon W A
Land UseResidential
Legal DescriptionBACON W A, BLOCK 3, LOT 5 & 1/2 4, ACRES .241
Census Tract001103
Assessed Land Value$43,680
Assessed Improvement Value$133,817
Assessment Year2025

About this property

Recently upgraded home in quiet well-kept neighborhood just blocks from city center. Upgraded plumbing and wiring. Central HVAC. Spacious kitchen with electric appliances including a dishwasher, range and built-in over-stove microwave. Separate laundry space with full hookups. Two full baths, including ensuite bathroom adjoining primary bedroom. Large lot with fully fenced shady back yard and large electrified 2-room storage shed - workshop. Mature pecan trees. Easy rear access from alley. Attached two-car carport with asphalt drive. Large covered rear deck is great for relaxing and entertaining. Less than a half block from Whitesboro Intermediate school.

Investor Tools

Property Icon
$240,000
Estimated Property Value
$114,322Estimated Mortgage Balance
$125,678Estimated Equity
52% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,440 /month
Positive
Cash Flow Estimate:
$480 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$287/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,240
$177,497
2025
$43,680
$133,817
$177,497
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,240
$177,497

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Midwest Mortgage Associates Corp
Fha
$125,190
Yes
First
Oct 29, 2021
Nov 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$114,322
$125,678
52%
48%
$751/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Whitesboro

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114 Otis St | Property Details | No Agent List