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$219,600

NAL Estimated Property Value

115 Ernst St, Victoria, TX, 77901

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,208 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$74.68 / sqft
Year BuiltBuilt in 2005

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesGas Range, Gas Water Heater, Range Hood, Range
FlooringCarpet, Concrete, Ceramic Tile, Hardwood

Exterior

Lot Size7,579 sqft

Building Information

Year Built2019
Stories1
Roof Type105
Garage Spaces5

Land Information

APN12500-001-01100
Lot Number11-12
SubdivisionCarter
Land UseResidential
Legal DescriptionCARTER LOTS 11 THRU LOT 12 BLOCK 1 ACRES .1742
Census Tract000301
Assessed Land Value$17,460
Assessed Improvement Value$202,140
Assessment Year2025

About this property

Don't miss this opportunity! This spacious home is near the downtown area. It's fully gated with an enclosed garage made into a 1-bedroom apartment with kitchen and bathroom. It can be used for so many things like a man's cave, guest house, or keep it as a rental apartment for extra revenue! It also has a closed in patio with a fireplace and ceiling fan so you can enjoy it any time of the year. Come by and see your future home!

Investor Tools

Property Icon
$219,600
Estimated Property Value
$167,908Estimated Mortgage Balance
$51,692Estimated Equity
23% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,318 /month
Positive
Cash Flow Estimate:
$439 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$328/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,838
$219,600
2025
$17,460
$202,140
$219,600
Yes (2022)

Tax History

Year
Tax Paid
Assessed Value
2024
$2,838
$219,600

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Mortgage Research Center Llc
Va
$170,400
Yes
First
Jul 28, 2025
Aug 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$167,908
$51,692
23%
76%
$1,022/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,503/mo
$1,022/mo
+$481/mo
8.2%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Victoria

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115 Ernst St | Property Details | No Agent List