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$245,000

1173 Ottoman Loop, Troy, TX, 76579

On MarketInfo
Just AddedInfo
Beds3 Beds
Baths2 Bath
Baths1,548 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$158.27 / sqft
Year BuiltBuilt in 2022

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Range, Disposal, Oven, Water Heater, Some Electric Appliances, Microwave
FlooringCarpet, Ceramic Tile, Luxury Vinyl Plank

Exterior

Exterior FeaturesCovered Patio, Private Yard
Lot Size6,177 sqft

Building Information

Year Built2022
Stories1
Roof Type105
Garage Spaces2

Land Information

APN511858
Lot Number100
SubdivisionCottonwood Creek Phase I
Land UseResidential
Legal DescriptionCOTTONWOOD CREEK PHASE I, BLOCK 001, LOT 0100
Census Tract020101
Assessed Land Value$45,000
Assessed Improvement Value$219,288
Assessment Year2025

About this property

This charming 3-bedroom, 2-bathroom, 1,548-square-foot home in Troy, Texas, offers the perfect blend of modern comfort and small-town living. Designed with an efficient, open-concept layout, the spacious living area seamlessly connects to the kitchen and dining spaces, making it ideal for both daily living and entertaining. Spacious Living: 1,548 sq. ft. thoughtfully designed to maximize natural light and functional space. Kitchen & Dining: Well-equipped kitchen featuring ample counter space and cabinet storage, opening directly to the main dining and living areas. Outdoor Space: Enjoy Texas evenings in your private backyard—perfect for gardening, relaxing, or hosting outdoor gatherings. Location: Nestled in the growing, friendly community of Troy with easy access to I-35, putting Temple and Belton just minutes away for convenient dining, shopping, and commuting. Whether you're looking for your first home or downsizing without compromising on features, this property delivers Texas warmth and everyday comfort in a peaceful setting.

Investor Tools

$223,004Estimated Mortgage Balance
$41,284Estimated Equity
15% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,586 /month
Positive
Cash Flow Estimate:
$529 /month

Interested in this property?

Crystal Taylor

Lpt Realty

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$481/month
$240/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,451
$264,288
2025
$45,000
$219,288
$264,288
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,451
$264,288

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Dhi Mortgage Company Ltd
Conventional
$238,045
No
First
Mar 10, 2023
Apr 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$223,004
$41,284
15%
84%
$1,428/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Troy

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