Real opportunities. Driven by live market signals.
Updated every minute.

Browse Homes — Buy Direct, Deal on Your Terms

Updated Properties Icon
Updated Properties
Last 24 HoursLast 24 Hours

$693,700

NAL Estimated Property Value

1178 S Pea Ridge Rd, Temple, TX, 76502

Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths2,533 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$329.65 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 4Bathrooms Full 4
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Tankless Water Heater, Range, Water Softener Owned
FlooringVinyl

Exterior

Private PoolPrivate Pool
Lot Size1.96 acres

Building Information

Year Built2021
Stories1
Garage Spaces4

Land Information

APN491479
Lot Number6
SubdivisionDr Faith
Land UseResidential
Legal DescriptionDR FAITH, BLOCK 001, LOT 0006, ACRES 1.964
Census Tract020301
Assessed Land Value$108,374
Assessed Improvement Value$585,326
Assessment Year2025

About this property

Now offering up to $20,000 seller credit for closing costs and rate buy down!!! If you've ever dreamed of a custom home with a dedicated shop on acreage with a pool, this is it! Located in the heart of Belton ISD and zoned for Lake Belton High School, this property spans almost 2 acres and features a beautifully designed home with 4 bedrooms, 3.5 bathrooms, 2,533 sq/ft, and an essential 3-car garage. The moment you enter, you are greeted by an open, airy floor plan defined by elegant luxury vinyl plank flooring and tall, captivating beamed ceilings. The chef’s kitchen is a masterpiece, featuring gorgeous granite countertops, center island, a commercial-grade gas range and a true walk-in pantry, complete with an ice machine and microwave to handle all of your storage needs. The primary suite features a gorgeous walk-in shower and custom closet with convenient walk-through access to the laundry room. The home is perfect for multi-generational living, offering a private mother-in-law suite complete with a full bathroom. The two secondary bedrooms both have walk-in closets and share a spacious Jack and Jill bathroom. Outside, enjoy the covered back porch overlooking the in-ground pool, all secured within a privacy-fenced backyard. Beyond the back yard lies the 30x40 shop, equipped with full electric and plenty of room to store your boat, RV, or dedicate space to your favorite projects and hobbies. An opportunity this unique is a true rarity in our market, so don't miss this opportunity!

Investor Tools

Property Icon
$693,700
Estimated Property Value
$654,107Estimated Mortgage Balance
$39,593Estimated Equity
5% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$5,010 /month
Positive
Cash Flow Estimate:
$1,670 /month

Interested in this property?

Run an Owner Lookup!

Unlock Owner Contacts

Want alerts when something changes with this property?

Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,429/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$13,674
$693,700
2025
$108,374
$585,326
$693,700
No

Tax History

Year
Tax Paid
Assessed Value
2024
$13,674
$693,700

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Fairway Independent Mortgage Corp
Unknown
$656,000
No
First
Mar 5, 2026
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$654,107
$39,593
5%
94%
$3,934/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
Local Market Pages 2Local Market Pages 3Local Market Pages 4

Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

No Agent List Top Properties.

These are Deal List properties graded A+, A.

Loading properties...

Sold Properties

Loading properties...

1178 S Pea Ridge Rd | Property Details | No Agent List