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$484,000

NAL Estimated Property Value

119 Garner Ranch RD, Bertram, TX, 78605

$571,258 ARVInfo
SoldInfo
7/13/26
Beds4 Beds
Baths3 Bath
Baths1,920 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$254.69 / sqft
Year BuiltBuilt in 2025

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 3Bathrooms 3
AppliancesBuilt In Electric Range, Dishwasher, Electric Water Heater, Disposal, Microwave, Range Hood
FlooringTile, Vinyl

Exterior

Exterior FeaturesExterior Steps
Lot Size2.50 acres

Building Information

Garage Spaces3

Land Information

APN119114
Lot Number2
SubdivisionRidge Point Estates
Land UseResidential
Legal DescriptionS7289 RIDGE POINT ESTATES LOT 2, PHASE 1, 2.5
Census Tract960101
Assessed Land Value$139,500
Assessment Year2025

About this property

With a name that tips its hat to Hill Country heritage, The Cattlemen delivers space, flexibility, and craftsmanship in one striking package. This 4-bedroom home also includes a dedicated study and an expansive 763 sq ft 3-car garage—perfect for storing equipment, vehicles, or transforming into a home workshop or hobby space. Inside, the layout is both open and intentional. The central living area is anchored by a wood-burning fireplace (plumbed for propane) and flows seamlessly into the kitchen and dining space, creating a natural gathering point for daily life or weekend entertaining. The kitchen is designed to impress with waterfall quartz countertops, designer lighting, custom cabinetry, and a large central island. The primary suite is tucked away for privacy and features dual walk-in closets and a spa-inspired bathroom with a walk-in shower and double vanities. On the opposite side of the home, three secondary bedrooms offer ample space for family or guests, with one full bath located near the back porch and another adjacent to bedrooms 2 and 3—perfect for a functional, guest-friendly layout. Whether you’re after quiet countryside living or extra room for your lifestyle and tools, The Cattlemen delivers a well-rounded, beautifully finished home in one of Bertram's most desirable acreage communities.

Investor Tools

Property Icon
$484,000
Estimated Property Value
$351,491Estimated Mortgage Balance
$132,509Estimated Equity
27% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$571,258
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,934 /month
Positive
Cash Flow Estimate:
$978 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$356/month
$250/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,857
$139,500
2025
$139,500
N/A
$139,500
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,857
$139,500

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Rflf 4 Llc
Building Or Construction Loan
$360,000
No
First
Mar 12, 2025
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$351,491
$132,509
27%
73%
$2,159/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Bertram

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