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$584,000

NAL Estimated Property Value

119 Spanish Oak Trl, Elgin, TX, 78621

Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths3,243 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$185.01 / sqft
Year BuiltBuilt in 2001

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling

Exterior

Lot Size1.34 acres

Building Information

Year Built2000
Stories1
Roof Type105
Garage Spaces3

Land Information

APNR80030
Lot Number42
SubdivisionThe Arbors At Dogwood Creek Section 1
Land UseResidential
Legal DescriptionTHE ARBORS AT DOGWOOD CREEK SEC 1, LOT 42, ACRES 1.3400
Census Tract950102
Assessed Land Value$138,338
Assessed Improvement Value$416,461
Assessment Year2025

About this property

Beautiful retreat in the gated, Arbors of Dogwood Creek community. Spacious, peaceful home, ready to make your own! Open floor plan ready to entertain with 2 living and 2 dining areas anchored by a great kitchen and wonderful pantry and opening to a large patio with a screened gazebo. Large, private office is great for working from home. The main primary bedroom is tucked away and opens to the back patio. It features a large bath with soaking tub, dual vanities, and a walk in closet. There is a second primary bedroom with full bath attached. The back yard is your own private, wooded retreat. Enjoy from the patio or the ample sized gazebo. Xeriscaped yard is easy to maintain. You are guaranteed to relax just walking into this lovely home!

Investor Tools

Property Icon
$584,000
Estimated Property Value
$493,120Estimated Mortgage Balance
$91,814Estimated Equity
17% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,600 /month
Positive
Cash Flow Estimate:
$1,200 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,108/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$10,380
$554,799
2025
$138,338
$416,461
$554,799
No

Tax History

Year
Tax Paid
Assessed Value
2024
$10,380
$554,799

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Rocket Mortgage Llc
Conventional
$540,000
No
First
Sep 29, 2021
Oct 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$493,120
$102,880
17%
84%
$3,238/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Elgin

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119 Spanish Oak Trl | Property Details | No Agent List